Thanks for the comment, and best wishes on your journey!

I have a blog about FIRE, FI and early retirement name HEAVY METAL Investidor (means, “heavy metal investor”, I’m from Brazil). My point of view is just like yours. I’m 47 years old, started as an investor in 2007, lost money in 2008/2009 (I was stupid: sold in panic and I didn’t even needed the money that was in my portfolio!) but I learned forever the lesson.

I believe in 3 years I can say I’m fat FIRE retired, with a huge stake of plus money beyond the simple FIRE target. I reached the 1,5 million dollars just 2 weeks ago, my final goal is the 2,5 millions. From 2007 to 2019 (12 years), I made this snowball with a 50% annual savings rate over my incomes from my jobe / small companies. And like the math proves by graphics, with 50% ASR, we can reach FI in around 14 years (8% rate of year return).

Greetings from Brazil! Long live Heavy Metal and good investors.

They pull their money out of the market, or perhaps more commonly, don’t invest at all! Thanks for the comment.

Personally I need another stream of income – one that lets me sit in my home office 🙂

Good to hear. I think the late-18 scare woke people up to the fact that we’ve been riding a bitchin’ wave for almost ten years. I’m glad to see others aren’t so dismissive of recessions and have prepared.