Comments on: When Being a One-Car Household Really Sucks

By: Mr. Clipping Chains

Mr. Clipping Chains — Tue, 13 Jul 2021 22:00:12 +0000

In reply to LadyFIRE. Yes, thank you! After about two months of back and forth, they finally totaled it. Because it was brand new, we barely cleared the hurtle on the value assessment to get it totaled. I bought the exact same truck a couple of months later.

By: LadyFIRE

LadyFIRE — Tue, 13 Jul 2021 20:03:27 +0000

Wow what a story! I’m glad you all got out unharmed. Just curious: Was the car totaled in the end, or how did the story continue?

By: Mr. Clipping Chains

Mr. Clipping Chains — Wed, 08 Apr 2020 15:12:34 +0000

In reply to Financial Samurai. Thanks Sam. I’m feeling a lot better about late 2020 too (I think 😉)!

By: Financial Samurai

Financial Samurai — Wed, 08 Apr 2020 14:42:08 +0000

What a story! I’m glad everyone is safe. I had something very similar happened to me after I got my new Honda fit. I crunch the sidewall when I was backing up in a parking lot because I was not used to how small it was compared to my Land Rover discovery 2. My car was only a couple months old at the time!

Life changes quick indeed. But I think things will be much better in the second half of this year. Just got a hold on and keep the faith!

Sam

By: Mr. Clipping Chains

Mr. Clipping Chains — Tue, 31 Mar 2020 14:24:55 +0000

In reply to Nick.

Thanks Nick, all great ideas.

Per the garlic, here you go: https://youtu.be/2Yt6pKLU_10

I peel them the same way—smack them with my chef’s knife. She says to think of someone you don’t like, but I would want to hit them harder 😉.

I think those will all make great posts, will do.

In the interest of timeliness, I’ll quickly give an answer to the last one. An emergency fund is imperative right now for most, unless you know your income stream is certain (does anyone know that?). If you have at least three months of living expenses and still want to invest, I recommend continuing with your already-defined DCA strategy (I.e. regularly timed investments of the same amount, regardless of market performance). There is NO shame in stopping investments to bolster a cash position if you feel your income streams are at risk. That said, if needed, there are tax-efficient and penalty-free ways to withdraw from investments in certain buckets. But this is probably an undesirable method for most. More on that later.

By: Nick

Nick — Tue, 31 Mar 2020 14:11:50 +0000

Glad the climber and the dog walked away. I-70 is a scary place.
Here are some fodders for future posts:
1) efficient way to chop garlic
2) thoughts on how the “enforced work from home” experiment will affect future work environment. I.e. will it be embraced, or just revert right back to traditional 9-5? Reciprocal trust between employer and employee?
3) how to stay focused on work/ keep work separate if it is being done from the living room?
4) re-thinking of rainy day cash stash in light of current scenario, or keep plugging it into mutual funds?

Stay away from people. Not a problem for me, virus or not!
Nick