4% Rule Archives - CLIPPING CHAINS

Mike Piper: Down To The Essence Of Smart Money Management

Mr. Clipping Chains — Mon, 12 Jun 2023 06:00:00 +0000

Mike Piper is a CPA and the creator of the Oblivious Investor blog, where he teaches a philosophy of simple and low-maintenance investing. Mike’s simple philosophy distills down to three primary principles: Mike began his career as a CPA before realizing he could support himself by writing books. Surprisingly, he left his secure job during …

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Can The 4% Rule Actually Work For Early Retirement?

Mr. Clipping Chains — Mon, 17 Oct 2022 06:00:00 +0000

The 4% rule suggests that a retiree who withdraws no more than 4% of their portfolio each year could have provided for a 30-year retirement window during most historical retirement windows. And that is true! The problem is that the FIRE community, however, perpetuates at least two misconceptions when discussing the 4% rule. Today, we …

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EP 9: Your Questions Answered: Volume 3

Mr. Clipping Chains — Mon, 11 Oct 2021 06:00:00 +0000

This week I decided to dig through the digital mail bag for some questions. In this podcast episode, we take a dive on how to spend retirement money early, how to live off investment income, recommended index funds, life on the road, climbing with a significant other who doesn’t partake, taxes, spot-on recession predictions, and …

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The Long Approach to Being Scared of Investing

Mr. Clipping Chains — Mon, 19 Apr 2021 13:39:00 +0000

The long approach mentality is required to last as an investor. But first a story: Everybodddy…! Yeahhh-ahhh! Rock your bodddyyy! Yeahhh-ahhh! These were the lyrics absolutely shaking the walls of the Mercat de l’Olivar fish market in Palma, Mallorca as the mid-day closing time approached. The vendors were busy packing up product, mopping, and wiping …

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You Know A Recession is Coming, Right?

Mr. Clipping Chains — Mon, 30 Dec 2019 14:00:00 +0000

A year ago, in December 2018, I wrote two posts concerning the “imminent” recession: Five Ways to Recession-Proof Your Life and Keeping the “Safe” in Safe Withdrawal Rate. Well, a year has come and gone, and as I write this in December 2019, we are at yet another all-time high in the stock market. America’s …

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