financial independence Archives - CLIPPING CHAINS

Time Marches On

Mr. Clipping Chains — Thu, 17 Jul 2025 06:00:00 +0000

After seven years, and with a heavy heart, I’m here to say that life’s path is leading elsewhere. And I feel it’s best to follow that intuition. I can’t say for sure, but this will probably be my last post. Listen to the Podcast I’ll begin with a secret: I never cared much about the …

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“I Quit” Is the Wrong Legacy (And Here’s a Better Future)

Mr. Clipping Chains — Mon, 03 Feb 2025 07:00:00 +0000

Recently, I sent a mini-post to my newsletter subscribers about reclaiming financial independence as a tool for deeper engagement—using it to connect, create, and contribute instead of opting out. Today, I’m reflecting on your feedback. Listen to the Podcast I want to thank everyone who reached out last week to my newsletter mini-post. I like …

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A Midlife Crisis Without the Sports Car

Mr. Clipping Chains — Mon, 23 Dec 2024 07:00:00 +0000

We chase financial independence and early retirement, believing these achievements will provide a better life. But what if the pursuit of such goals is actually trapping us? Listen to the Podcast I’ve drifted in and out of the meritocracy trap over the years, but mostly, I’ve stayed stuck in its sticky web. I quickly learned …

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David Champion: The Psychological Challenge Of Early Retirement

Mr. Clipping Chains — Mon, 19 Aug 2024 06:00:00 +0000

David Champion retired early at 53. In his own words, the first five years were “magnificent,” with endless opportunities for climbing and adventure. However, he knows the next five won’t come so easily. Introduction Retirement is often an ideal detached from reality. When overwhelmed by daily routines, it’s easy to imagine retirement as a stress-free …

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Life Without Money Scarcity Might Just Make You Lazy

Mr. Clipping Chains — Wed, 12 Jun 2024 06:00:00 +0000

Escaping the grind is wonderful and often needed. But life is long and money scarcity motivates us to do hard things that make life rewarding. Listen to the Podcast Recently, I’ve been increasingly conflicted by several dueling experiences and sensations: What the Wrong Job Looks Like When I worked in the SCOE, I rose around …

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Four Years of Financial Independence: The Slow Growth

Mr. Clipping Chains — Wed, 28 Feb 2024 07:00:00 +0000

For four years I’ve watched something slowly bloom. In my old life, the “before time” you might call it, I moved from task to task. If I wasn’t working, I unknowingly made a practice of turning recreational or hobbyist pursuits into something that, from an outsider’s perspective, looked an awful lot like work. Goals and …

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A Unique Form of Real Estate Investment in a Tough Housing Economy (with Michael Farnsworth)

Mr. Clipping Chains — Mon, 29 Jan 2024 07:00:00 +0000

If you follow economic news at all, you’ve taken note of the changing conditions of the American housing economy in the last few years. First, high demand, low supply, and cheap debt fueled an extraordinary (and unhealthy) price surge. In response, the Federal Reserve ratcheted up interest rates to cool an overheated economy in the …

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QA12: Will A Life Of Financial Independence Meet Expectations?

Mr. Clipping Chains — Mon, 22 Jan 2024 07:00:00 +0000

We’re back to the digital mailbag to answer your questions! For this week: Submit Your Questions! I solicit questions from email subscribers of this website. First, become an email subscriber here, which also includes a FREE spending and net worth tracking spreadsheet: Subscribe for new posts and receive a FREE spreadsheet for tracking spending, income, …

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Facing the Rest of the World with a Nontraditional Lifestyle

Mr. Clipping Chains — Mon, 08 Jan 2024 07:00:00 +0000

When I left my corporate career in early 2020, I didn’t fully understand the ways that I would, in later years, slowly become decoupled and desynchronized from a society that values hustle, status, and self-worth generated to a large degree around our career titles. You’ll read the same thing repeatedly on the internet: Ignore the …

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“The Rewards of Being in One Place for a While” (Meghan Walker and Callan Cooper)

Mr. Clipping Chains — Tue, 26 Dec 2023 07:00:00 +0000

By popular demand, I’ve decided to extend a travel series centered around the topic of building community or maintaining our need for social interactions when away from home. Community building is especially complicated when abroad, where cultures and languages vary considerably from our own. My guests today, veteran travelers with considerable expat experiences, are perfectly …

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