house Archives - CLIPPING CHAINS

The Real Cost of Home Ownership (and a Life Update)

Mr. Clipping Chains — Mon, 10 Jul 2023 06:00:00 +0000

In the summer of 2020, we sold our home in Denver, Colorado, where we had lived for seven years. Once all the costs were tallied, we were shocked to see the return on our home ownership investment. Should we have rented instead? Today we revisit this post in light of our recent move. Listen to …

Continue reading "The Real Cost of Home Ownership (and a Life Update)"

The post The Real Cost of Home Ownership (and a Life Update) appeared first on CLIPPING CHAINS.

Housing Affordability: This Isn’t Normal

Mr. Clipping Chains — Mon, 26 Jul 2021 13:54:00 +0000

I want to check back in on a topic near and dear to many: housing affordability. We’ve witnessed soaring real estate prices nationwide, with many cities exceeding a 20% year-over-year growth in sales prices of homes. Is income growth keeping up? For those looking to get into the housing market for the first time, can …

Continue reading "Housing Affordability: This Isn’t Normal"

The post Housing Affordability: This Isn’t Normal appeared first on CLIPPING CHAINS.

This Just In: The Real Cost of Home Ownership

Mr. Clipping Chains — Mon, 31 Aug 2020 13:51:00 +0000

In August, we closed on our home of seven years in Denver, Colorado. And against all odds, with a raging pandemic, unprecedented unemployment, and a very uncertain future, we sealed the deal on an offer far better than we anticipated. In this post I run the final numbers on the economics of our seven years …

Continue reading "This Just In: The Real Cost of Home Ownership"

The post This Just In: The Real Cost of Home Ownership appeared first on CLIPPING CHAINS.

Weekend Briefs, Volume 2

Mr. Clipping Chains — Sat, 16 May 2020 12:58:00 +0000

Hi everyone. Welcome to the second installment of me sharing stuff on the internet that I've either enjoyed, questioned, or am too lazy to write myself (yet).

The post Weekend Briefs, Volume 2 appeared first on CLIPPING CHAINS.

BREAKING: I (Sort Of) Quit My Job

Mr. Clipping Chains — Mon, 10 Feb 2020 14:00:00 +0000

WHOOAA!! Yes, it’s true. By the time you are reading this, I have finished my last day in Corporate America, facing an uncertain future. We have achieved financial independence, perhaps reaching a new pinnacle of unrelatability. I have no job, and I have no plans for a job. The story of how this came to …

Continue reading "BREAKING: I (Sort Of) Quit My Job"

The post BREAKING: I (Sort Of) Quit My Job appeared first on CLIPPING CHAINS.

Should I Buy a Home? Part 2: Opportunity Cost

Mr. Clipping Chains — Mon, 09 Sep 2019 13:00:08 +0000

Howdy! Last week on Should I Buy a Home (Part 1), we established that home ownership isn’t really a good “investment.” Make sure you go back and take a gander at that post first. But, when compared to the cost of renting all along, is home ownership still a better long-term financial decision, especially for …

Continue reading "Should I Buy a Home? Part 2: Opportunity Cost"

The post Should I Buy a Home? Part 2: Opportunity Cost appeared first on CLIPPING CHAINS.

Should I Buy a Home? Part 1

Mr. Clipping Chains — Mon, 02 Sep 2019 13:00:31 +0000

In the personal finance world, the decision to own a home or rent is a particularly frothy debate. Traditionally, the long-held belief goes something like this: a home is an investment and a path to building wealth. I’m here to put a gentle and understanding hand on your shoulder, but deliver the hard news that …

Continue reading "Should I Buy a Home? Part 1"

The post Should I Buy a Home? Part 1 appeared first on CLIPPING CHAINS.