housing Archives - CLIPPING CHAINS

Is My Rent Too High?

Mr. Clipping Chains — Mon, 22 Apr 2024 06:00:00 +0000

In normal times, rent prices, like most everything else, slowly yet surely increase at about 2-3% per year. This is inflation. But in terms of the housing market, these aren’t normal times. In the pandemic era, as demand surged in supply-restricted markets, both sale and rent prices soared, with year-over-year inflation rates at 30% or …

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A Unique Form of Real Estate Investment in a Tough Housing Economy (with Michael Farnsworth)

Mr. Clipping Chains — Mon, 29 Jan 2024 07:00:00 +0000

If you follow economic news at all, you’ve taken note of the changing conditions of the American housing economy in the last few years. First, high demand, low supply, and cheap debt fueled an extraordinary (and unhealthy) price surge. In response, the Federal Reserve ratcheted up interest rates to cool an overheated economy in the …

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Tyler Karow: The Tiny Future of Affordable Housing

Mr. Clipping Chains — Mon, 04 Dec 2023 07:00:00 +0000

I’m a little unsure of the best way to frame this introduction. In some ways, this is a story of embracing climbing for all the right reasons. Pursuit of technical mastery and love for the outdoors over the gamification of grades and emphasis on physical training. On the other hand, this is also the story …

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Dr. Jim Dahle of the White Coat Investor on Building the Ideal Life

Mr. Clipping Chains — Mon, 25 Sep 2023 06:00:00 +0000

Jim Dahle is the founder of the White Coat Investor, a widely consumed personal finance and investing blog and podcast specifically designed for physicians and other high-income careers. What Jim created in 2011 as a simple blog has grown into a multi-media empire that now employs fifteen people and hosts content from a range of …

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The Real Cost of Home Ownership (and a Life Update)

Mr. Clipping Chains — Mon, 10 Jul 2023 06:00:00 +0000

In the summer of 2020, we sold our home in Denver, Colorado, where we had lived for seven years. Once all the costs were tallied, we were shocked to see the return on our home ownership investment. Should we have rented instead? Today we revisit this post in light of our recent move. Listen to …

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Is the Real Estate Investment Boom Killing US Housing Affordability?

Mr. Clipping Chains — Mon, 06 Jun 2022 06:00:00 +0000

Find me a person who can talk and you’ll find someone with an opinion on the housing market or real estate investment. And most of those opinions—even from happily settled homeowners—bear the tones of suspicion at best and downright defeat at worst. Housing prices have skyrocketed a staggering 34% nationwide over the past two years. …

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EP 8: Becky Switzer: This is Real Life

Mr. Clipping Chains — Mon, 04 Oct 2021 06:01:00 +0000

I want to welcome back to Clipping Chains Becky Switzer, a Bozeman, Montana-based climber who delivered a great written interview about a year ago. When I first met Becky in summer of 2020, I was living out of a tiny A-frame camper with my wife and dog. We were passing through Bozeman, and I remembered …

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EP 2: Value Spending: A Damn Good Start

Mr. Clipping Chains — Mon, 16 Aug 2021 06:00:00 +0000

In this podcast episode, it’s just little ole’ me. Today we begin where financial strength nearly always begins: with value spending. Here we discover why value spending habits, not unsustainable frugality, really impact the bottom line. In this episode we cover: The Pareto Principle and how to apply to personal finances Identifying our spending “weaknesses” …

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Housing Affordability: This Isn’t Normal

Mr. Clipping Chains — Mon, 26 Jul 2021 13:54:00 +0000

I want to check back in on a topic near and dear to many: housing affordability. We’ve witnessed soaring real estate prices nationwide, with many cities exceeding a 20% year-over-year growth in sales prices of homes. Is income growth keeping up? For those looking to get into the housing market for the first time, can …

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And We’re Back to Home Ownership! But Why Now?

Mr. Clipping Chains — Mon, 14 Dec 2020 15:00:00 +0000

After years of planning, overanalyzing, and thinking too much, in July we listed our house in Denver for sale and hit the road. Our goal was to spend up to a year traveling in search of our next home base. Five months later and we are back to the game of home ownership again. In …

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