Personal Finance Archives - CLIPPING CHAINS

Is This Time Different?

Mr. Clipping Chains — Fri, 11 Apr 2025 17:41:13 +0000

From a market perspective, history has always favored the unfazed, the patient, the forgetful. Drastic action in times of great uncertainty is almost always the wrong move. Time and again—just like now—people convinced themselves of imminent disaster. And in nearly all cases, they were wrong. Financial writers and hardened optimists are right to remind us: …

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David Champion: The Psychological Challenge Of Early Retirement

Mr. Clipping Chains — Mon, 19 Aug 2024 06:00:00 +0000

David Champion retired early at 53. In his own words, the first five years were “magnificent,” with endless opportunities for climbing and adventure. However, he knows the next five won’t come so easily. Introduction Retirement is often an ideal detached from reality. When overwhelmed by daily routines, it’s easy to imagine retirement as a stress-free …

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Life Without Money Scarcity Might Just Make You Lazy

Mr. Clipping Chains — Wed, 12 Jun 2024 06:00:00 +0000

Escaping the grind is wonderful and often needed. But life is long and money scarcity motivates us to do hard things that make life rewarding. Listen to the Podcast Recently, I’ve been increasingly conflicted by several dueling experiences and sensations: What the Wrong Job Looks Like When I worked in the SCOE, I rose around …

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Four Years of Financial Independence: The Slow Growth

Mr. Clipping Chains — Wed, 28 Feb 2024 07:00:00 +0000

For four years I’ve watched something slowly bloom. In my old life, the “before time” you might call it, I moved from task to task. If I wasn’t working, I unknowingly made a practice of turning recreational or hobbyist pursuits into something that, from an outsider’s perspective, looked an awful lot like work. Goals and …

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2024 Tax Brackets That Don’t Suck (and 2023 too)

Mr. Clipping Chains — Tue, 06 Feb 2024 18:05:54 +0000

I thought these visual-friendly brackets would help in your 2024 planning and 2023 taxes. Bookmark and enjoy! Remember, the best-laid plans mean nothing if you can’t take action today. Have questions? Need some feedback? Hit us up on the contact page. If you enjoyed this post, please subscribe here for much, much more. And please, …

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QA12: Will A Life Of Financial Independence Meet Expectations?

Mr. Clipping Chains — Mon, 22 Jan 2024 07:00:00 +0000

We’re back to the digital mailbag to answer your questions! For this week: Submit Your Questions! I solicit questions from email subscribers of this website. First, become an email subscriber here, which also includes a FREE spending and net worth tracking spreadsheet: Subscribe for new posts and receive a FREE spreadsheet for tracking spending, income, …

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Facing the Rest of the World with a Nontraditional Lifestyle

Mr. Clipping Chains — Mon, 08 Jan 2024 07:00:00 +0000

When I left my corporate career in early 2020, I didn’t fully understand the ways that I would, in later years, slowly become decoupled and desynchronized from a society that values hustle, status, and self-worth generated to a large degree around our career titles. You’ll read the same thing repeatedly on the internet: Ignore the …

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“The Rewards of Being in One Place for a While” (Meghan Walker and Callan Cooper)

Mr. Clipping Chains — Tue, 26 Dec 2023 07:00:00 +0000

By popular demand, I’ve decided to extend a travel series centered around the topic of building community or maintaining our need for social interactions when away from home. Community building is especially complicated when abroad, where cultures and languages vary considerably from our own. My guests today, veteran travelers with considerable expat experiences, are perfectly …

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Uncertainty Is Forever (And That’s Good News)

Mr. Clipping Chains — Mon, 06 Nov 2023 07:00:00 +0000

Uncertainty is a fact of life, yet we yearn for known outcomes. Every day we make decisions. Some decisions are small and inconsequential, while others are profound and life-altering. Sometimes events happen regardless of our decisions. And above it all and looming like a nervous wind is uncertainty. Uncertainty is forever. But those who learn …

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Dr. Jim Dahle of the White Coat Investor on Building the Ideal Life

Mr. Clipping Chains — Mon, 25 Sep 2023 06:00:00 +0000

Jim Dahle is the founder of the White Coat Investor, a widely consumed personal finance and investing blog and podcast specifically designed for physicians and other high-income careers. What Jim created in 2011 as a simple blog has grown into a multi-media empire that now employs fifteen people and hosts content from a range of …

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