stock market Archives - CLIPPING CHAINS

Is This Time Different?

Mr. Clipping Chains — Fri, 11 Apr 2025 17:41:13 +0000

From a market perspective, history has always favored the unfazed, the patient, the forgetful. Drastic action in times of great uncertainty is almost always the wrong move. Time and again—just like now—people convinced themselves of imminent disaster. And in nearly all cases, they were wrong. Financial writers and hardened optimists are right to remind us: …

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The Illusion of Skill and How to Make Better Predictions

Mr. Clipping Chains — Mon, 20 May 2024 06:00:00 +0000

Imagine being faced with the daunting task of predicting the future with nothing but incomplete information and a handful of hunches. Perhaps you’re considering new experiences, like travel or moving to a different town. When I imagined quitting my job, I envisioned a happier world, free from the perceived burden of corporate work. In the …

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The Psychology Behind Poor Investments and Other Important Decisions

Mr. Clipping Chains — Mon, 12 Feb 2024 15:00:00 +0000

When we make important decisions, we are often not as rational or objective as we’d like to believe. The base rate fallacy is the tendency to misjudge the probability of a situation by not accounting for all relevant information. This cognitive bias affects everything from first impressions to voting preferences to broad market behavior. Listen …

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QA12: Will A Life Of Financial Independence Meet Expectations?

Mr. Clipping Chains — Mon, 22 Jan 2024 07:00:00 +0000

We’re back to the digital mailbag to answer your questions! For this week: Submit Your Questions! I solicit questions from email subscribers of this website. First, become an email subscriber here, which also includes a FREE spending and net worth tracking spreadsheet: Subscribe for new posts and receive a FREE spreadsheet for tracking spending, income, …

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The One Time to Be Average with Dave Rosen

Mr. Clipping Chains — Mon, 31 Jul 2023 06:00:00 +0000

Dave Rosen is a climber and ophthalmologist in his final year of residency. And Dave grew up like so many of us: broadly exposed to the importance of money and taught a thing or two about saving, but investing was a foreign concept and his lack of knowledge was a source of shame. While Dave …

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Mike Piper: Down To The Essence Of Smart Money Management

Mr. Clipping Chains — Mon, 12 Jun 2023 06:00:00 +0000

Mike Piper is a CPA and the creator of the Oblivious Investor blog, where he teaches a philosophy of simple and low-maintenance investing. Mike’s simple philosophy distills down to three primary principles: Mike began his career as a CPA before realizing he could support himself by writing books. Surprisingly, he left his secure job during …

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The Great Comfort of Longevity in the Stock Market

Mr. Clipping Chains — Mon, 17 Apr 2023 06:00:00 +0000

Since the financial crisis of 2008, two dominant views on stock market investing have emerged: The Great Recession produced a decline in overall equity values in the range of 50%+ from 2007 to early 2009. The event created a lasting and widespread change in mindsets around personal finance, even what it means to be securely …

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QA10: Bear Markets and Bank Failures

Mr. Clipping Chains — Mon, 20 Mar 2023 06:00:00 +0000

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Can The 4% Rule Actually Work For Early Retirement?

Mr. Clipping Chains — Mon, 17 Oct 2022 06:00:00 +0000

The 4% rule suggests that a retiree who withdraws no more than 4% of their portfolio each year could have provided for a 30-year retirement window during most historical retirement windows. And that is true! The problem is that the FIRE community, however, perpetuates at least two misconceptions when discussing the 4% rule. Today, we …

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QA8: What If We Run Out of Water?

Mr. Clipping Chains — Mon, 03 Oct 2022 06:00:00 +0000

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