Life Archives - Page 13 of 14

November 4, 2019November 4, 2019

Walking the Walk and Other Tales by Foot

I really like to walk. Or maybe I really loathe sitting still. Ask my wife or any of my family members. If you invite me over and expect the bulk of the experience to be shared on a couch, you will find me pacing like a deranged man on his third rail of cocaine. YEAH! LET’S DO THIS!

This = moving around your living room aimlessly and without purpose, probably chewing my fingernails.

The Fitbit craze of late has people obsessed with the seemingly arbitrary 10,000 steps. And although counting steps carries an essence of the bizarre to me, I’m glad there’s incentive to get out of the chairs and sofas and start moving. But perhaps one of the best benefits of walking has less to do with fitness and more to do with the mind. What are we missing when we’re not out on our own two feet?

October 14, 2019October 14, 2019

“Financial Freedom Is Only Possible With Your Soul-Sucking, High-Income Career”

Yes, it’s true. Mrs. CC and I have an established high-income career in the oil and gas industry. And yes, it’s true. Our incomes far exceed our needs. So that’s it right? There’s no more that needs to be said.

Of course we can save and invest and be financially independent when we’ve sold our soul to the devil for a fat paycheck. Everyone in the industry must be wiping their oily and gassy asses with $100 bills and planning their early retirements on the French Riviera. Au contraire dear reader, for I have a story to tell.

September 16, 2019August 9, 2021

Chasing Your Dreams is Probably a Bad Idea

When it comes to jobs and careers, parents the world over tell their children more-or-less the same message: you can do anything you want in life. Follow your dreams, and the rest will work out in the end. Of course, those same parents leave early each morning to go to a job that — as statistics show — they probably don’t love.

Years later we find reality to be something a little bit different than a dream. Work is still work, we might have a boss with an ever-so-slightly different vision, and MY GOD why is that woman using the blender right now?!!

So, should we chase our dreams? Are we being misled by pages of digital content and feel-good aphorisms created by outliers? Let’s first begin with a true story.

September 9, 2019August 31, 2020

Should I Buy a Home? Part 2: Opportunity Cost

Howdy! Last week on Should I Buy a Home (Part 1), we established that home ownership isn’t really a good “investment.” Make sure you go back and take a gander at that post first. But, when compared to the cost of renting all along, is home ownership still a better long-term financial decision, especially for early retirement? Or did we pay the biggest expense of all…opportunity cost?

Stick with me here. This sort of stuff was never my forte years ago, but I’ve grown to love this like Mrs. CC grew to love sushi. We can all learn to love raw fish, seaweed, rice, and investment return analysis.

September 2, 2019October 20, 2019

Should I Buy a Home? Part 1

In the personal finance world, the decision to own a home or rent is a particularly frothy debate. Traditionally, the long-held belief goes something like this: a home is an investment and a path to building wealth. I’m here to put a gentle and understanding hand on your shoulder, but deliver the hard news that your home is no longer an investment or an even remotely efficient wealth-building machine (was it ever?). But can it still be a better long-term financial alternative to rent?

This will be the first in an on-again-off-again series as we consider selling our home over the next year. We plan to document all incurred costs of homeownership, and compare to what we likely would have spent if renting all along.

But as current homeowners, was it a mistake for us buy in the first place? What should you do if you are weighing home ownership? Quick, math!

August 19, 2019August 18, 2019

Do You Deserve a Life You Can’t Afford?

This is a tough subject, brimming with unspoken taboos. The more I’ve researched, read, and written about personal finance, the more deeply I’ve come to understand a fundamental truth: many people want a certain lifestyle, and they are going to live that life regardless of whether there is money to support it. Do you deserve a life you can’t afford?

August 12, 2019August 12, 2019

Fear: Here’s How It’s Holding You Back

Do you ever pass on requesting vacation because you fear your work ethic will be called into question?

Do you avoid international travel because everything seems so different?

Are you convinced that crime is getting worse, so you should take more drastic measures to protect yourself and your family? Crime has in fact fallen sharply.

Above are just a few examples of how fear dictates our actions and inactions on a daily basis. Frankly, every week I fear that you, dear reader, won’t like what I write here. Boy, I sure hope you do. But are we letting our lives pass us by because we fear the unknown?

August 5, 2019August 5, 2019

Taking Action: Moving Beyond Inspiration

This week I’m reposting a guest post previously published over at Collecting Wisdom on the pitfalls of not taking action. The site is now restructured and the guest posts were removed, so I wanted to host this one here. I liked it the first time, and after a re-read, still do. I hope you enjoy.

July 29, 2019August 6, 2019

On Being a Slave to the Schedule

I must admit: I’m more than a little obsessed with keeping a schedule. When I started this website, my plan was to post semi-regularly, but with no specific frequency in mind. It took no less than two weeks for me to fall right into my old ways, landing a militaristic regimen of a Monday 7:00am MST posting schedule. So, is that a bad thing?

July 8, 2019May 6, 2020

I Was Really Fat Until I Fixed It

There was a time when I was fat.

Not “athlete fat,” where you’d like to drop five or ten pounds — I’m talking about obese.

As I write this, I weigh 148 pounds. In Peak Blubber days, circa 2001 (age 17), I weighed approximately 240 pounds. And there was no muscle to speak of.

Over a 10-15 year period, I eradicated nearly 100 pounds of excess mass from my body — and along with it— the shame, disgust, and self-loathing from my mind.