2020: An Unusual Year We Won’t Forget

So…2020. To say this year has been unusual, trying, or downright depressing at times would be…well…a start. On any given year, some of us will suffer. All of us will face tough times to some degree. This year, well, we all took one on the chin.

But with so much change, certainly there were some silver linings, no?

Today we reflect on a trying, yet eventful year. How does it feel to be living history in real time?

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A Letter to You, Nana

On Monday, December 14, 2020 my grandmother died. This week I’m dedicating my time and effort to reflecting on her life and how she influenced me and so many around her. We examine the power of love and the resilience required to maintain it, strength in the face of adversity, and the search for just good-ole’ fashioned, no-frills, deep-fried, gravy-covered, and Texas-Pete-smothered southern value. This week’s post is a letter to you, Nana.

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And We’re Back to Home Ownership! But Why Now?

After years of planning, overanalyzing, and thinking too much, in July we listed our house in Denver for sale and hit the road. Our goal was to spend up to a year traveling in search of our next home base. Five months later and we are back to the game of home ownership again.

In this post we examine the unexpected location of our new home, the current home buying environment, and a hard look at whether current mortgage interest rates are the final incentive to jump into home ownership. Should you consider home ownership right now?

In our minds, we always assumed we’d end up back in Flagstaff, Arizona, where we both lived a decade ago while I attended graduate school.

Well, it didn’t turn out that way. So, where are you going to come visit us?

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Tales From the Road: Two Cows and a Horse

Hi, how are you? I don’t have any super financial hacks, tips, or tricks. Not this week. That’s because I’ve been busy with some major adulting, which I discuss at the end. Back when it was rainy and dark and 2020 and I was in a bad mood, I wrote about how I was considering taking a break from this site. One of your key pieces of feedback, thankfully, is that you guys seem to want some interesting stories about life after FI, or life on the road. Well, here’s a true story about two cows and a horse. Apologies if it gets a little weird. After all, I did spend six months of the pandemic reading Stephen King’s The Stand (read it before it becomes a mini series. You know it’s coming).

Please enjoy.

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Contentment: The Greenest Grass of the Them All

I’ll admit. I thought that quitting my job would lead to hours of newfound productivity. I will write for hours. Now I’ll double down on web design skills. I’ll climb more, and I’ll rest more. I’ll dust off my 15-year-old gear and start writing and recording music again. Once I don’t have a job I’ll truly find contentment.

The truth is, I’m largely the same guy I was in January, weeks before I walked away from my job.

Is that a bad thing?

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Relocation: A Guide to Moving and Housing Affordability

Relocation: A Guide to Moving and Housing Affordability

We’re out on the road in search of our next home, our sights set on home ownership once again. In this post we examine the complicated process of relocation and the sticky, tangled spiderweb of housing affordability. Is housing in America becoming less and less affordable?

In this post we discuss:

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Is Healthcare Insurance About to Get a Lot More Expensive?!

With the passing of Supreme Court Justice Ruth Bader Ginsburg, the nation is thrust into an unexpected and incredibly time-sensitive debate on the future of the Supreme Court. The court is suddenly on a fast-track to a hard right turn, and hanging in the balance are pivotal social issues including abortion rights and healthcare programs. Relevant to us is the continued existence of the Affordable Care Act.

Other (understandably huge) social issues aside, changes in—or elimination of—the Affordable Care Act could mean colossal changes in the cost of healthcare insurance. What should we know and how can we prepare?

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