A Therapist on Satisfaction in Sport, Life, and Love

If you haven’t noticed, the concept of achievement and even competitiveness has weighed heavily on my mind as of late. A gift of the nontraditional life is the opportunity to step back and see the world around us with a degree of unusual clarity, far from the treadmill. For years I valued athletic and professional progress in ways that weren’t making my life better, but I thought they were. I searched for and implemented solutions to the wrong problems. Meanwhile, what truly mattered—mainly my relationships—withered on the vine. The journey toward rectifying these tendencies continues today.

My guest today, Lincoln Stoller, is a former mountaineer who now specializes in psycho-, hypno-, and neurofeedback therapy, in tandem with numerous other counseling and coaching services. Lincoln holds a PhD in Theoretical and Mathematical Physics from UT Austin, including a post-doc assignment at UC Berkley. Lincoln eventually moved from quantum physics to create a management and automation software platform for businesses, learned to build Norwegian log homes, traveled and lived abroad in far-flung foreign lands, and is even a certified pilot. To say Lincoln lives well outside of the bounds of normalcy is probably a half-truth at best. As he says in the interview, we should “just keep doing out-of-the-box stuff. And if people aren’t calling you a little crazy or a little nutty, then you probably aren’t exploring enough of the boundaries.”

Today’s conversation revolves around the high-risk potential of hard-charging performers and achievers, whether they exist in sports, business, or other areas of life. While these individuals hold our collective attention and admiration, Lincoln outlines how their psychological roots run shallow. They often struggle to stay satisfied with themselves or those around them. Lincoln might even say he holds an anti-hard-man philosophy. I think you’ll see why.

Continue reading “A Therapist on Satisfaction in Sport, Life, and Love”

All Work and No Play Makes You…Normal

Play Clipping Chains

The concept of play conjures the image of my three-year-old (and blonder) self, plastic shovel in hand, amorphous stains down the front of my pants. And certainly slobber. Lots of slobber. That three-year-old was certainly not concerned with social hierarchy or status, lacking a whiff of ambition to put the best version of himself forward. He played with a shovel in the sand because something needed to be dug and that was all that mattered.

As we age (and start to exhibit bladder control) the nature of play changes but is not altogether lost, at least not at first. Instead of digging in the sand, we might play a game of Twister, something I played as late as my college years. I challenge you to toss out that board on the floor—putting your head through someone else’s legs—and try and stay serious and stoic. It’s impossible. You’ll be giggling like a child. And that’s the point. We need more play.

Continue reading “All Work and No Play Makes You…Normal”

Four Years of Financial Independence: The Slow Growth

For four years I’ve watched something slowly bloom. In my old life, the “before time” you might call it, I moved from task to task. If I wasn’t working, I unknowingly made a practice of turning recreational or hobbyist pursuits into something that, from an outsider’s perspective, looked an awful lot like work. Goals and accolades were everything, and the more quantifiable, the better. But the farther I’ve separated myself from this life in space and time, the more clarity I’ve gained. 

Grasping for metaphors, I was tempted to explain this budding awareness as a slowly growing flower. But for perhaps all the wrong reasons, I hesitated to describe my growth and awareness as floral, preferring to drop the metaphor. But I can’t quite shake it, because I have watched something slowly grow. It’s not me that has bloomed–again, all the wrong imagery–but it is the world I could not see then. I could not see the flawed logic buried in the cold and wet earth because I identified with it. It was my life, so I could not reject what protected me. And four years later I’ve watched something slowly take root.

Continue reading “Four Years of Financial Independence: The Slow Growth”

The Psychology Behind Poor Investments and Other Important Decisions

When we make important decisions, we are often not as rational or objective as we’d like to believe. The base rate fallacy is the tendency to misjudge the probability of a situation by not accounting for all relevant information. This cognitive bias affects everything from first impressions to voting preferences to broad market behavior.

Continue reading “The Psychology Behind Poor Investments and Other Important Decisions”

QA12: Will A Life Of Financial Independence Meet Expectations?

We’re back to the digital mailbag to answer your questions!

For this week:

  • An update on markets and our personal finance situation
  • The role of dividends in growth and withdrawal assumptions
  • Expectations vs reality on a life of financial independence
  • Our experience with health insurance without employer-sponsored plans
  • Real estate investing: an update on our experiences and economics as remote landlords
  • Health insurance considerations for long-term travel
  • Short- to medium-term savings goals (like a house) versus saving for retirement
  • Loss of purpose without a traditional job
  • So much more!
Continue reading “QA12: Will A Life Of Financial Independence Meet Expectations?”

Facing the Rest of the World with a Nontraditional Lifestyle

When I left my corporate career in early 2020, I didn’t fully understand the ways that I would, in later years, slowly become decoupled and desynchronized from a society that values hustle, status, and self-worth generated to a large degree around our career titles. You’ll read the same thing repeatedly on the internet: Ignore the haters, do your thing.

But when I actually sit down and talk with those who are living a similar nontraditional lifestyle, regardless of their financial position, I find that the tidy internet talking points leave many of us dissatisfied. After all, humans are one of the most social species on the planet. We shouldn’t be surprised by the difficulty in overriding instinct, to go against the grain of what the herd values most. My thinking has evolved dramatically on this subject in recent years, so let’s dig in.

Continue reading “Facing the Rest of the World with a Nontraditional Lifestyle”

“The Rewards of Being in One Place for a While” (Meghan Walker and Callan Cooper)

By popular demand, I’ve decided to extend a travel series centered around the topic of building community or maintaining our need for social interactions when away from home. Community building is especially complicated when abroad, where cultures and languages vary considerably from our own. My guests today, veteran travelers with considerable expat experiences, are perfectly suited to discuss this topic.

Meghan Walker, a previous guest who writes at awaytofi.com, spent many of her formative years living abroad in Kenya and New Zealand. Her husband, Callan Cooper, is an expat living in the United States from New Zealand, where they met. Meghan and Callan joined me in my home in Colorado for a rare in-person interview, where we discussed in detail the beauty and challenges of international extended travel, careers, evolving travel philosophies, and financial tactics that can have you living a similar life much sooner than you think.

Continue reading ““The Rewards of Being in One Place for a While” (Meghan Walker and Callan Cooper)”

Tyler Karow: The Tiny Future of Affordable Housing

I’m a little unsure of the best way to frame this introduction. In some ways, this is a story of embracing climbing for all the right reasons. Pursuit of technical mastery and love for the outdoors over the gamification of grades and emphasis on physical training. On the other hand, this is also the story of early adulthood in the modern era. The narrative to pursue something like climbing full-time is strong in the outdoor world. But most I encounter eventually find that climbing alone leaves us yearning for meaning and purpose. My guest today, Tyler Karow, spent nearly three years on the road pursuing climbing. Today he balances considerable climbing achievements with a secondary passion for building and a desire to be a part of the solution to America’s affordable housing crisis.

Karow is a 29-year-old climber known for his big wall accomplishments in Yosemite, Patagonia, and around the globe. His resume includes a ground-up free ascent of Golden Gate (5.13a) on El Cap, and Yosemite’s Triple Crown in under 24 hours, only the eighth time this feat has been achieved. Notably, Karow climbed the Triple while working a full-time (plus) job. He holds a B.S. in Civil Engineering from the University of Southern California and is a licensed civil engineer and general contractor. With this background in engineering and construction, he envisions a career helping to build prefabricated tiny home communities. This emerging approach to construction helps to reduce the cost of new housing and more efficiently add supply to a stressed housing market.

This episode is an Oreo of sorts, with a focused discussion of Tyler’s climbing achievements and work/life balance in the beginning and end. The middle of this discussion takes a deep dive into the affordable housing crisis, the complex nature of new construction, and Tyler’s vision for the future of American affordable housing.

Continue reading “Tyler Karow: The Tiny Future of Affordable Housing”

The Social Dilemma of Extended Travel (Jeff, A Way to FI)

In October I published a mini episode on my thought processes on the pros and cons of extended travel abroad. Many of you left comments or emailed me your thoughts, and I’m so thankful for your input. You’ve all given me plenty to consider. One of the most insightful emails came from Jeff of awaytofi.com, a previous guest on this podcast (Episode 44). Jeff has been living abroad for over fifteen months with his wife, Rose, and as such is well-versed in discussing the impacts of extended travel, particularly on our social lives. This week’s episode is an in-depth exploration of extended travel, especially as it relates to our human need for a sense of place and community. Travel takes us away from our tribe, so how do we create new ones? Do we even need to? You can probably expect more content like this with upcoming guests and articles.

Continue reading “The Social Dilemma of Extended Travel (Jeff, A Way to FI)”

Uncertainty Is Forever (And That’s Good News)

Uncertainty is a fact of life, yet we yearn for known outcomes. Every day we make decisions. Some decisions are small and inconsequential, while others are profound and life-altering. Sometimes events happen regardless of our decisions. And above it all and looming like a nervous wind is uncertainty. Uncertainty is forever.

But those who learn to sit with and embrace uncertainty are resilient and innovative. Those who try to fight uncertainty spend more money and live with less contentment.

Continue reading “Uncertainty Is Forever (And That’s Good News)”