How to Get a Fantastic Deal on a New Car

(From someone who did it twice in three months)

Hi guys. Many in the financial independence community see a new car as the sunlight and garlic to an otherwise sublime fiscal vampire existence.

Thou shalt not buy a new car!

Well, thankfully there are no rules in financial independence, so we bought a new car. Twice. In three months. And we learned a hell of a lot in the process about how to get a good deal.

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Lauren Abernathy: Finding the Balance

Alrighty folks, we’re back on the interview bandwagon! This week I am pleased to bring you an interview with the industrious and energetic Lauren Abernathy. Lauren is a 25-year old professional, fully-obsessed climber, writer, and lover of adventure. And she’s a boss of her money.

At an age when Lauren began optimizing her professional life and learning to save for her freedom, I was trying to free myself from four to three nightly PBR’s.

Grab a cup of coffee, PBR, or whatever and let’s settle into some incredibly important life lessons for those at any point along their journey.

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When Being a One-Car Household Really Sucks

Right as all this coronavirus nonsense was ramping up, I was writing a really long post about what we were going to do with this new-found financial freedom. I was going to tell you about how (and why) we bought a new 2020 Toyota Tacoma in January. And then I was going to regale you with stories of our sweet little A-Frame camper, and solar, and batteries, and stuff. Oh, and then I was going to explain to you our plans for a super-rad road-trip across the country and all the adventure. Then came the coronavirus. Then I was rudely smacked by an absent-minded 27-year-old girl going 60 mph on the interstate while I was stopped. We suddenly went from one car to no car.

I think we all can agree how quickly life changes.

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The Sky is Falling: Lessons from the Coronavirus

Happy Monday! What a week! The coronavirus is spreading like southern Kudzu and is now officially a pandemic. Social distancing is suddenly the new order, flaming a wildfire of fear and panic, crippling the economy. The stock market is currently down 20% from its February high. The S&P 500 dropped 9.5% in a single day. And then the very next day the market bounced back 9.3%. We have entered bear market territory, ending the historic 11-year bull market run. OPEC meddling crashed oil prices. And I just quit my job. We have (had?) big plans for a new way of life. So, what’s changed?

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The Astonishing Cost of Unused Vacation

Hey you guys, it’s 2020, a new year! One of my favorite (past) pastimes is to begin each year with a plan for using all of my vacation. Studies, however, reveal that Americans are rarely capitalizing on the full gift of paid time to not work, and it’s costing us all big-time. The rippling effects go far beyond our own well-being and can affect society at large.

How much are we truly leaving on the table?

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Charles Sheldon: FIRE Before It Was Cool

Charles Sheldon: FIRE Before It Was Cool

Charles Sheldon lived over a century ago. There was no Twitter, no hashtags, no websites, and no “financial independence movement.” After a brief but lucrative career in the railroad and mining industries, Sheldon became a self-made millionaire in his 30s and retired at age 35. He used his newfound freedom to track down bighorn sheep and then, you know, became the “Father of Denali National Park.”

So, it begs the question: what would we do if we were given the gift of time?

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