The Anticipation Of The Thing Is Greater Than The Thing

We are prone to believing that outcomes will have stronger emotional impacts on us than they often do. This state of expectation, or impact bias, highlights why anticipation of an event is a much more palpable emotion than the event itself. The impact bias can lead to behaviors that make us less content despite our best efforts for happiness.

Let’s learn more about how to recognize this bias and make better decisions for our future.

Continue reading “The Anticipation Of The Thing Is Greater Than The Thing”

It’s Not All Hard Luck with Shay Skinner

In her late teens and early twenties, Shay Skinner was disowned from her family. She struggled with crushing mental illness, which ultimately culminated in a suicide attempt that left her in financial ruin. From this dismal situation, Shay filed for bankruptcy and began a long and fruitful climb toward being whole again. How can we summon the courage to take such measures of personal accountability?

Continue reading “It’s Not All Hard Luck with Shay Skinner”

EP 21: Blake Cason: Going Out on My Own

Today on episode 21 I want to give a very warm welcome to climber and certified professional life coach, Blake Cason. Blake is the founder of Pivot Wellness and the co-founder of Climbwell, two organizations that allow Blake to integrate her extensive background in mental and behavioral health to make our lives better.

Blake moved to St. George, Utah at almost the same exact time that my wife and I were moving into our new home there. What fascinated me about Blake’s story is that, prior to her new home purchase, she worked as a solo entrepreneur on the road in her camper for years.

The first half of this interview is spent studying the history and logistics of this career path and work setup. For the second half of this interview, we dive into Blake’s bread and butter of examining our motivations, with actionable steps on how to improve and find balance in both our careers and passionate pursuits.

Continue reading “EP 21: Blake Cason: Going Out on My Own”

Seven Lessons From Two Years of Financial Freedom

Two years of financial freedom

It’s been almost exactly two years since I last worked for anyone else. Two years since I made a paycheck. Two years since I commuted. Two years since I waited too long, ran like a fool with a backpack smacking me in the ass, missing my bus home anyway. Two years since I rushed to the gym, exhausted after a full day of work, and grinded out a training session anyway. It’s been two years since I hurriedly traded slacks and dress shoes for chalk-covered pants and approach shoes in a cold parking garage. Two years since I told any inappropriate jokes to coworkers before a meeting began. Two years since I lived in an old house in Denver with “character” and loud, hateful neighbors. Two years since we bought a tiny A-frame camper, eventually living on the road. It’s been two years since so much changed, and today I’m here to tell you about what this sense of freedom is really all about.

Continue reading “Seven Lessons From Two Years of Financial Freedom”

The Happiness Curve: Beware of Expectations

The grass is always greener on the other side. No truer words were ever uttered. Get it? Utter? Cows? Grass? Anyway, it’s our expectations that lead us in search of new experiences, but do they always pay off?

This concept of something better on the horizon has governed my existence for as long as I can recall. Under the constant glare of incandescent lights in a corporate office, I dreamed of selling my house and living on the road. But once I was living that reality, I discovered the very real contrasts of life on the road that I already knew existed.

When I was surrounded by all the nature, I just really wanted to lay on my living room rug with air conditioning, a lacrosse ball under my lower back, watching The Great British Baking Show.

It didn’t take long for us to decide that some sort of hybrid life was our best option. We opted to buy a house in St. George, Utah, intent on nesting here for the majority of the year, like Roland’s Rock House. For the rest of the year, particularly the hateful summer, we planned to travel and perhaps rent out our home.

So, how is that going?

Continue reading “The Happiness Curve: Beware of Expectations”

Lately: Is Hope Really in the Air?

Life has been good lately, which I correlate with the general sense of hope in the air. I thought this week would be a good opportunity to just check in and talk about life, and uncomfortably for me, my own climbing. After all, aren’t we pursuing financial wellness as part of a broader plan for a life well lived? What is that, anyway? And have we struck the balance lately?

Let’s see.

Continue reading “Lately: Is Hope Really in the Air?”

Six Lessons From a Year Without a Job

I almost didn’t write this post. It’s been such a strange and bizarre year that I didn’t at first consider it representative of the typical “early retirement” experience. Upon further reflection, however, I realized that life—just like those “irregular” regular one-off expenses—is typically atypical. It’s still life, just without a job.

With so much information about self-care, wellness, early retirement, and a life-by-design, I’ve had a lot of time to sift through the noise. And shockingly, perhaps I don’t recommend retiring early.

Here are some lessons from one year without a job…

Continue reading “Six Lessons From a Year Without a Job”

Your Questions Answered: Volume 2

This week we’re taking another look at your specific questions. Today we examine the thorny subject of income and how much is needed to pursue financial independence, how we fund our lives without a job, the best option for medium-term saving goals, some discussion of real estate investing, and a requested expansion on last week’s post about emotional fragility, plus plenty more.

Here’s what you wanted to know…

Continue reading “Your Questions Answered: Volume 2”

Emotional Fragility: Is This the New Normal?

Until the advent of the Scientific Revolution and the pronounced growth of technology and tools of human innovation, the vast majority of humans lived in squalid conditions of abject poverty. Picture your modern neighbor with three garages filled with late-model cars, his-and-her jet-skis, and a really impressive angle grinder. In 1437 this same middle-class citizen would be just another expendable, filth-ridden pawn serving some narcissistic warlord. He likely lived with his family in fetid conditions, in very poor health, with a narrow range of skills necessary to provide life or keep from being brutally executed in front of blood-thirsty neighbors hungry for a good-ole’-fashioned Saturday rip-about. Life was extremely difficult for the vast majority of humanity until very recently. Emotional fragility was not a useful trait.

Life, without question, sucked.

Today, developed societies have everything. We squabble over macronutrient ratios and the pros and cons of carbs while failing to appreciate that our ancestors would have dropped dead of a heart attack if they stepped into a Costco or the produce section at Whole Foods.  We have vacuum cleaners and lawn mowers that vacuum and mow without us even being present! The internet provides endless information and the ability to make (in theory) well-informed choices and decisions to better our lives.

Life is unquestionably better and easier in modern times. Yet for so many of us…life still sucks. We aren’t happy, and we’re getting less happy every year.

Why are we so unhappy when life is so much easier? Are we becoming an emotionally fragile society?

Continue reading “Emotional Fragility: Is This the New Normal?”