Six Lessons From a Year Without a Job

I almost didn’t write this post. It’s been such a strange and bizarre year that I didn’t at first consider it representative of the typical “early retirement” experience. Upon further reflection, however, I realized that life—just like those “irregular” regular one-off expenses—is typically atypical. It’s still life, just without a job.

With so much information about self-care, wellness, early retirement, and a life-by-design, I’ve had a lot of time to sift through the noise. And shockingly, perhaps I don’t recommend retiring early.

Here are some lessons from one year without a job…

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Emotional Fragility: Is This the New Normal?

Until the advent of the Scientific Revolution and the pronounced growth of technology and tools of human innovation, the vast majority of humans lived in squalid conditions of abject poverty. Picture your modern neighbor with three garages filled with late-model cars, his-and-her jet-skis, and a really impressive angle grinder. In 1437 this same middle-class citizen would be just another expendable, filth-ridden pawn serving some narcissistic warlord. He likely lived with his family in fetid conditions, in very poor health, with a narrow range of skills necessary to provide life or keep from being brutally executed in front of blood-thirsty neighbors hungry for a good-ole’-fashioned Saturday rip-about. Life was extremely difficult for the vast majority of humanity until very recently. Emotional fragility was not a useful trait.

Life, without question, sucked.

Today, developed societies have everything. We squabble over macronutrient ratios and the pros and cons of carbs while failing to appreciate that our ancestors would have dropped dead of a heart attack if they stepped into a Costco or the produce section at Whole Foods.  We have vacuum cleaners and lawn mowers that vacuum and mow without us even being present! The internet provides endless information and the ability to make (in theory) well-informed choices and decisions to better our lives.

Life is unquestionably better and easier in modern times. Yet for so many of us…life still sucks. We aren’t happy, and we’re getting less happy every year.

Why are we so unhappy when life is so much easier? Are we becoming an emotionally fragile society?

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Contentment: The Greenest Grass of the Them All

I’ll admit. I thought that quitting my job would lead to hours of newfound productivity. I will write for hours. Now I’ll double down on web design skills. I’ll climb more, and I’ll rest more. I’ll dust off my 15-year-old gear and start writing and recording music again. Once I don’t have a job I’ll truly find contentment.

The truth is, I’m largely the same guy I was in January, weeks before I walked away from my job.

Is that a bad thing?

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But I Don’t Want to Be Frugal

You’ve read a bit about financial independence, and perhaps your interest is piqued. But the more you read, the more you see a potential life of deprivation. People are saving 50-70% of their income, but they won’t buy a coffee! You know damn well that Sally enjoys eating out, but now she just stays at home with her spreadsheets and swears she’s happy. That doesn’t seem like much of a life, huh? Well, I agree. Let’s investigate whether being frugal is overhyped.

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Dogs and Your Money: An Ode to Man’s Best Friend

The pursuit of financial independence is a pursuit of happiness. Money is not the goal. Money is the vehicle that allows for a life centered around happiness. We write here about a philosophy centered around simple living and simple investing, but at the end of the day the entire goal is to provide more time to acquire true and meaningful fulfillment in our lives. Writing about this stuff often makes me feel like a bit of a used car salesman — convincing people to invest in stocks and open up credit cards — so I’m happy to take this opportunity to write more freely about, well, life. And dogs.

It’s very exciting to get wrapped up in all the ways to optimize, all the short-cuts and refinements, but I’m sometimes reminded of how quickly all the joys in life can be suddenly upended.

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