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	<title>HSA Archives - CLIPPING CHAINS</title>
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		<title>QA9: What Is the Point of Financial Optimization?</title>
		<link>https://clippingchains.com/2022/12/19/questions-vol9/</link>
					<comments>https://clippingchains.com/2022/12/19/questions-vol9/#respond</comments>
		
		<dc:creator><![CDATA[Mr. Clipping Chains]]></dc:creator>
		<pubDate>Mon, 19 Dec 2022 07:00:00 +0000</pubDate>
				<category><![CDATA[Climb]]></category>
		<category><![CDATA[Financial Independence]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[early retirement]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[HSA]]></category>
		<category><![CDATA[I Bonds]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment strategy]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[meaningful]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[retire early]]></category>
		<category><![CDATA[safe withdrawal strategies]]></category>
		<category><![CDATA[work-life balance]]></category>
		<guid isPermaLink="false">https://clippingchains.com/?p=9099</guid>

					<description><![CDATA[<p>We’re back to the digital mailbag to answer your questions! For this week: Submit Your Questions! I solicit questions from email subscribers of this website. First, become an email subscriber here, which also includes a FREE spending and net worth tracking spreadsheet: Subscribe for new posts and receive a FREE spreadsheet for tracking spending, income, &#8230; </p>
<p class="link-more"><a href="https://clippingchains.com/2022/12/19/questions-vol9/" class="more-link">Continue reading<span class="screen-reader-text"> "QA9: What Is the Point of Financial Optimization?"</span></a></p>
<p>The post <a href="https://clippingchains.com/2022/12/19/questions-vol9/">QA9: What Is the Point of Financial Optimization?</a> appeared first on <a href="https://clippingchains.com">CLIPPING CHAINS</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">9099</post-id>	</item>
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		<title>QA8: What If We Run Out of Water?</title>
		<link>https://clippingchains.com/2022/10/03/questions-vol8/</link>
					<comments>https://clippingchains.com/2022/10/03/questions-vol8/#respond</comments>
		
		<dc:creator><![CDATA[Mr. Clipping Chains]]></dc:creator>
		<pubDate>Mon, 03 Oct 2022 06:00:00 +0000</pubDate>
				<category><![CDATA[Climb]]></category>
		<category><![CDATA[Financial Independence]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[bear market]]></category>
		<category><![CDATA[climate change]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[HSA]]></category>
		<category><![CDATA[investing]]></category>
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		<category><![CDATA[mortgage]]></category>
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		<category><![CDATA[rock climbing]]></category>
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		<guid isPermaLink="false">https://clippingchains.com/?p=8978</guid>

					<description><![CDATA[<p>We’re back to the digital mailbag to answer your questions! For this week: Submit Your Questions! I solicit questions from email subscribers of this website. First, become an email subscriber here, which also includes a FREE spending and net worth tracking spreadsheet: Subscribe for new posts and receive a FREE spreadsheet for tracking spending, income, &#8230; </p>
<p class="link-more"><a href="https://clippingchains.com/2022/10/03/questions-vol8/" class="more-link">Continue reading<span class="screen-reader-text"> "QA8: What If We Run Out of Water?"</span></a></p>
<p>The post <a href="https://clippingchains.com/2022/10/03/questions-vol8/">QA8: What If We Run Out of Water?</a> appeared first on <a href="https://clippingchains.com">CLIPPING CHAINS</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">8978</post-id>	</item>
		<item>
		<title>QA7: Financial Freedom Fast-Tracks and Climbing Plateau Busters</title>
		<link>https://clippingchains.com/2022/08/01/questions-vol7/</link>
					<comments>https://clippingchains.com/2022/08/01/questions-vol7/#respond</comments>
		
		<dc:creator><![CDATA[Mr. Clipping Chains]]></dc:creator>
		<pubDate>Mon, 01 Aug 2022 06:00:00 +0000</pubDate>
				<category><![CDATA[Climb]]></category>
		<category><![CDATA[Financial Independence]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[children]]></category>
		<category><![CDATA[coast FI]]></category>
		<category><![CDATA[HSA]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[rock climbing]]></category>
		<category><![CDATA[safe withdrawal strategies]]></category>
		<category><![CDATA[sequence of returns risk]]></category>
		<category><![CDATA[St. George]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[training]]></category>
		<category><![CDATA[wedding]]></category>
		<guid isPermaLink="false">https://clippingchains.com/?p=8795</guid>

					<description><![CDATA[<p>We&#8217;re back to the digital mailbag to answer your questions! For this week: Does the 401(k) max include employer contributions? Should I invest in my 401(k) or pay down my mortgage early? What about Fidelity&#8217;s zero expense ratio fund, VZROX? Investing tips for a Health Savings Account Do you write off business expenses for Clipping &#8230; </p>
<p class="link-more"><a href="https://clippingchains.com/2022/08/01/questions-vol7/" class="more-link">Continue reading<span class="screen-reader-text"> "QA7: Financial Freedom Fast-Tracks and Climbing Plateau Busters"</span></a></p>
<p>The post <a href="https://clippingchains.com/2022/08/01/questions-vol7/">QA7: Financial Freedom Fast-Tracks and Climbing Plateau Busters</a> appeared first on <a href="https://clippingchains.com">CLIPPING CHAINS</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">8795</post-id>	</item>
		<item>
		<title>EP 22: Your Questions Answered: Volume 4</title>
		<link>https://clippingchains.com/2022/02/07/ep-22-questions-vol4/</link>
					<comments>https://clippingchains.com/2022/02/07/ep-22-questions-vol4/#respond</comments>
		
		<dc:creator><![CDATA[Mr. Clipping Chains]]></dc:creator>
		<pubDate>Mon, 07 Feb 2022 07:00:00 +0000</pubDate>
				<category><![CDATA[Financial Independence]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[autoimmune]]></category>
		<category><![CDATA[Bitcoin]]></category>
		<category><![CDATA[career]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[cryptocurrency]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[HSA]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investing strategy]]></category>
		<category><![CDATA[new car]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[rock climbing]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<guid isPermaLink="false">https://clippingchains.com/?p=8274</guid>

					<description><![CDATA[<p>This week we are returning to the digital mailbag to answer your questions! In this Q&#38;A episode, we take the plunge on inflation fears, cryptocurrency, real estate investing, the debate between loans and all-cash offers, mid-week climbing partners, the Roth 401(k), autoimmune conditions, and some more intimate details about where and how we hold our &#8230; </p>
<p class="link-more"><a href="https://clippingchains.com/2022/02/07/ep-22-questions-vol4/" class="more-link">Continue reading<span class="screen-reader-text"> "EP 22: Your Questions Answered: Volume 4"</span></a></p>
<p>The post <a href="https://clippingchains.com/2022/02/07/ep-22-questions-vol4/">EP 22: Your Questions Answered: Volume 4</a> appeared first on <a href="https://clippingchains.com">CLIPPING CHAINS</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">8274</post-id>	</item>
		<item>
		<title>EP 19: (Part 2) The Boring Guide to Successful Investing</title>
		<link>https://clippingchains.com/2022/01/10/ep-19-part-2-successful-investing/</link>
					<comments>https://clippingchains.com/2022/01/10/ep-19-part-2-successful-investing/#respond</comments>
		
		<dc:creator><![CDATA[Mr. Clipping Chains]]></dc:creator>
		<pubDate>Mon, 10 Jan 2022 07:00:00 +0000</pubDate>
				<category><![CDATA[Financial Independence]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[brokerage]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[FIRE]]></category>
		<category><![CDATA[HSA]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment strategy]]></category>
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		<category><![CDATA[Saving money]]></category>
		<category><![CDATA[taxes]]></category>
		<guid isPermaLink="false">https://clippingchains.com/?p=8136</guid>

					<description><![CDATA[<p>Today in episode 19 we return for more details on our boring guide to successful investing. Now that we have an idea on types of funds and asset allocation from part 1, we can take a detailed dive on each investing account and how to simply save more and minimize taxes. Oh boy! Covered in &#8230; </p>
<p class="link-more"><a href="https://clippingchains.com/2022/01/10/ep-19-part-2-successful-investing/" class="more-link">Continue reading<span class="screen-reader-text"> "EP 19: (Part 2) The Boring Guide to Successful Investing"</span></a></p>
<p>The post <a href="https://clippingchains.com/2022/01/10/ep-19-part-2-successful-investing/">EP 19: (Part 2) The Boring Guide to Successful Investing</a> appeared first on <a href="https://clippingchains.com">CLIPPING CHAINS</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">8136</post-id>	</item>
		<item>
		<title>Part 2: The CC Family Investing Strategy</title>
		<link>https://clippingchains.com/2018/11/12/part-2-the-cc-family-investing-strategy/</link>
					<comments>https://clippingchains.com/2018/11/12/part-2-the-cc-family-investing-strategy/#comments</comments>
		
		<dc:creator><![CDATA[Mr. Clipping Chains]]></dc:creator>
		<pubDate>Mon, 12 Nov 2018 14:00:43 +0000</pubDate>
				<category><![CDATA[Financial Independence]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[FIRE]]></category>
		<category><![CDATA[HSA]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investment strategy]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<guid isPermaLink="false">https://clippingchains.com/?p=493</guid>

					<description><![CDATA[<p>Investing Strategy: Where Exactly is Our Money? This is Part 2 in a series. Check out Part 1 for our investing strategy and asset allocation. Now you have a sense of our investing strategy in terms of asset allocation, but that’s not helping you get started. Let’s take a look at some common investment “buckets” &#8230; </p>
<p class="link-more"><a href="https://clippingchains.com/2018/11/12/part-2-the-cc-family-investing-strategy/" class="more-link">Continue reading<span class="screen-reader-text"> "Part 2: The CC Family Investing Strategy"</span></a></p>
<p>The post <a href="https://clippingchains.com/2018/11/12/part-2-the-cc-family-investing-strategy/">Part 2: The CC Family Investing Strategy</a> appeared first on <a href="https://clippingchains.com">CLIPPING CHAINS</a>.</p>
]]></description>
		
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		<post-id xmlns="com-wordpress:feed-additions:1">493</post-id>	</item>
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