pension Archives - CLIPPING CHAINS

August 1, 2022August 2, 2022

QA7: Financial Freedom Fast-Tracks and Climbing Plateau Busters

We’re back to the digital mailbag to answer your questions!

For this week:

Does the 401(k) max include employer contributions?
Should I invest in my 401(k) or pay down my mortgage early?
What about Fidelity’s zero expense ratio fund, VZROX?
Investing tips for a Health Savings Account
Do you write off business expenses for Clipping Chains?
How and when do you pay yourself from investments?
Winter climbing in St. George, Utah
Big life expenses and expectations when pursuing financial independence: children, weddings, etc.
Mandatory pension contributions vs DIY investing
Front-loading savings without going for full financial independence (Coast FI)
Climbing plateau busters

October 21, 2019October 21, 2019

Retirement? Don’t Worry, I’ll Be Fine!

I’m assuming roughly 100% of people reading this post envision some sort of eventual retirement. You might view this as a subject only worthy of future consideration, but it will happen. There’s no way you could be making a living wage in your 70s and 80s, right? In this post we’ll examine why you might be out of a job sooner than you think, and perhaps without a safety net. But this isn’t all dark clouds and cold rain my friend, for we can solve this dilemma with such little effort. And we can start today. Let’s go!