The Power of the Four-Hour Work Day (even in retirement)

We live in a distracted world where depth of investigation is discouraged. Despite increases in scientific spending, the number of publications, or the amount of PhDs being awarded, major discoveries in science and engineering have declined significantly in recent decades. The new-music market is shrinking, and old hits are dominating. We are working more days and longer hours, but US productivity growth is way down. A society that produces meaningful output is a healthy society, but meaningful output is arguably on the decline in many fields.

I argue that distraction and “noise” are key inhibitors to a healthy and progressing society. In the nearly three years since I quit my job, I’ve been forced to examine my strong tendency toward distraction. What follows is a discussion of methods that I’ve found incredibly useful in retraining my brain for deep and focused work and why that matters so much today. Our peak potential resides in no more than four hours per day.

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QA8: What If We Run Out of Water?

We’re back to the digital mailbag to answer your questions!

For this week:

  • Thoughts on the bear market
  • Getting invested with a Health Savings Account
  • Paying for education with retirement accounts
  • My philosophy on rest from climbing
  • How to develop financial mentorship in the climbing community
  • Travel and rescue insurance ideas
  • Determining a cost-effective approach to climbing destinations
  • Should I open an IRA if my employer doesn’t offer a 401(k) match?
  • How to not get wrecked moving from sport climbing or bouldering to trad climbing
  • The risks of owning property in an area that could be running out of water
  • Getting a home loan with inconsistent income history
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When Being a One-Car Household Really Sucks

Right as all this coronavirus nonsense was ramping up, I was writing a really long post about what we were going to do with this new-found financial freedom. I was going to tell you about how (and why) we bought a new 2020 Toyota Tacoma in January. And then I was going to regale you with stories of our sweet little A-Frame camper, and solar, and batteries, and stuff. Oh, and then I was going to explain to you our plans for a super-rad road-trip across the country and all the adventure. Then came the coronavirus. Then I was rudely smacked by an absent-minded 27-year-old girl going 60 mph on the interstate while I was stopped. We suddenly went from one car to no car.

I think we all can agree how quickly life changes.

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The Astonishing Cost of Unused Vacation

Hey you guys, it’s 2020, a new year! One of my favorite (past) pastimes is to begin each year with a plan for using all of my vacation. Studies, however, reveal that Americans are rarely capitalizing on the full gift of paid time to not work, and it’s costing us all big-time. The rippling effects go far beyond our own well-being and can affect society at large.

How much are we truly leaving on the table?

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Rest: We Need It and We Don’t Get Enough

Rest Promo

It’s no secret by now that I’m a full-on obsessed rock climber. Long ago the ship sailed on climbing only for “fun,” and my time devoted to this sport has been replaced with performance ambitions. I’ve spent most of the last decade planning, goal-setting, training, and chipping away at pre-defined objectives. But in climbing and in life, you can only go full throttle for so long. Of everything we do to be a better climber — or even a better human — sometimes it’s what we don’t do that really matters. Rest might be the most important element.

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