Tag: St. George

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QA7: Financial Freedom Fast-Tracks and Climbing Plateau Busters

We’re back to the digital mailbag to answer your questions!

For this week:

  • Does the 401(k) max include employer contributions?
  • Should I invest in my 401(k) or pay down my mortgage early?
  • What about Fidelity’s zero expense ratio fund, VZROX?
  • Investing tips for a Health Savings Account
  • Do you write off business expenses for Clipping Chains?
  • How and when do you pay yourself from investments?
  • Winter climbing in St. George, Utah
  • Big life expenses and expectations when pursuing financial independence: children, weddings, etc.
  • Mandatory pension contributions vs DIY investing
  • Front-loading savings without going for full financial independence (Coast FI)
  • Climbing plateau busters
Continue reading “QA7: Financial Freedom Fast-Tracks and Climbing Plateau Busters”
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And We’re Back to Home Ownership! But Why Now?

After years of planning, overanalyzing, and thinking too much, in July we listed our house in Denver for sale and hit the road. Our goal was to spend up to a year traveling in search of our next home base. Five months later and we are back to the game of home ownership again.

In this post we examine the unexpected location of our new home, the current home buying environment, and a hard look at whether current mortgage interest rates are the final incentive to jump into home ownership. Should you consider home ownership right now?

In our minds, we always assumed we’d end up back in Flagstaff, Arizona, where we both lived a decade ago while I attended graduate school.

Well, it didn’t turn out that way. So, where are you going to come visit us?

Continue reading “And We’re Back to Home Ownership! But Why Now?”
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