Mr. Clipping Chains, Author at CLIPPING CHAINS

August 24, 2020August 24, 2020

Neil Phillips: Money as a Means to an Incredible Journey

This week I am very pleased to bring you an exciting interview with a climber and young professional that you don’t know: Neil Phillips.

As a matter of fact, I’m 100% positive that you don’t know Neil Phillips, because that’s not his real name. And I get that too, because I also don’t use my name. Money and jobs and the internet are like oil and vinegar. They don’t mix. As a matter of fact, we’ll discuss a bit about the taboo of money, and why Neil and I think it’s so damn hard to discuss personal finance.

Neil is a young professional, rock climber, and has many interesting stories and suggestions for anyone trying to get the upper hand with their money.

In this interview we discuss Neil’s desire for financial strength, his story of eliminating debt, pursuing financial independence, and preparing for a year-long road trip. And of course, we even have some good-ole-fashioned climbing talk.

Let’s go!

August 20, 2020August 29, 2020

Podcast Interview: Power Company Climbing Podcast

Hey guys,

I wanted to reach out with a mid-week post to announce the release of a podcast I recorded with my previous interviewee Kris Hampton of the Power Company Climbing Podcast.

Back in Lander, Wyoming, about a month ago, Kris graciously invited me over to his home to meet in person. We’ve interacted a number of times since I began this project two years ago, but we never crossed paths. And then we pulled out some microphones.

I really enjoyed this conversation about the taboo of money, the parallels to climbing, the dilemma of being “retired” at 35, and the pitfalls of pursuing passionate work without financial security.

Listen to my interview with the Power Company Climbing Podcast here.

August 17, 2020August 17, 2020

One Month on the Road: Getting a Groove

We leave our home in Denver on July 13, 2020. The house is yet to be listed for sale, and we pull off in a 90-square-foot A-frame camper, hitting the road north for Wyoming. One month later, and we’re still chugging along.

So, how’s it going?

August 10, 2020August 10, 2020

Bethany Macke: The Powerful Art of the Pivot

Okay friends, let’s do an interview, shall we? This week I bring you Bethany Macke, a climber and trainer with a unique approach to correcting muscle imbalances and mechanics, an often-overlooked foundation to building movement skills. Bethany, along with her husband Adam, bring more than just a different approach to training. She also has an interesting story of change, adversity, and building meaningful work, even during the pandemic. And sometimes change comes in high doses. In the age of Covid, there’s much we can learn from Bethany’s resiliency, and mastery of the career and personal pivot. And of course, we even discuss a bit about the freedom of financial strength.

One quick note: Bethany has a lot of great little nuggets in this interview, so it’s a long one. Please let me know in the comments or via email if you’d prefer to see interviews this long broken into two or more parts. Or maybe you prefer it all in one place. Let me know!

Let’s go!

August 3, 2020August 9, 2021

How to Destroy Your Finances in Your 20s and 30s

The following are fictional narratives of many of the character traits, decisions, and habits that either my wife or I have exhibited, or those observed or communicated by readers of this website. Let’s examine together some of the many common scenarios where young people set the ball rolling on a path to destroying their finances.

July 27, 2020July 29, 2020

Keeping Remote Work in a Post-Pandemic World

The global coronavirus pandemic flipped the world on its head: spreading tentacles of infection led to a stock market collapse and unprecedented unemployment for those not fortunate to have remote work. A thick, dry underbrush of discontent and polarization grew unchecked for months, sparked by a series of lightning strikes, resulting in a raging inferno. People amassed on the streets in search of change, driving each side someplace closer to their dreaded corners of hate.

With a new decade came so much promise, yet the rate of change experienced in the first seven months of 2020 feels like that new decade has already come to pass. So much to consider in seven months.

But with all this negativity can come so much promise. While there can be an element of guilt to consider silver linings, we must. We must always look for promise and hope in times of darkness, for every night eventually turns to day.

One such ray of sunshine is the movement towards a more permanent remote work culture. The fortunate white-collar world has been working business on top, party on the bottom (nice shirt for the screen, underwear in the seat) since March.

So…what’s it going to take to keep that cushy remote job in a post-pandemic world?

July 20, 2020July 19, 2020

Week 1: Lander, Wyoming: Working Out the Kinks

This week I bring you the first installment of our homeless series from beautiful Lander, Wyoming. As described in this post, we’ve decided to list our house for sale and hit the road for an extended road trip. In our first week, we’ve seen the good, the bad, and the downright ugly of life on the road. Are we built to last?

July 13, 2020July 13, 2020

The Simple Systems to Kicking Monetary Ass

The often-touted rule-of-thumb for achieving financial independence is to secure 25 times one’s annual expenses via intentional saving and investing. Even though these are simple systems, we know from the second or third grade that multiplying things by 25 produces much bigger numbers than the thing itself (our spending in this case). Therefore, it seems absolutely outlandish to imagine saving that much money! Outlandish, I tell you!

So, as with many difficult endeavors in life, the tendency is to focus too narrowly on the distant target, and then immediately get overwhelmed. And in doing so, we may never start in the first place. Behaviors remain unchanged; the status quo is preserved.

How can a series of simple systems be implemented to change our lives forever?

July 6, 2020July 6, 2020

Selling Our House: On the Road, Pandemic Edition

Selling our house during a pandemic, life on the road

It’s July. Once again, coronavirus infections are surging across the country. Mrs. CC and I, in a moment of hopeful optimism a few weeks ago, decided to list our house for sale. Where are we going? We don’t know, we’ll be homeless. Will we have income? Not sure. Considering we’re hitting the road in one week, there’s the shocking reality that we really don’t have a plan. And if we are anything, we are planners.

So…where do we go from here?

June 29, 2020July 4, 2020

Nate Drolet: So You Want to be a Coach?

Alright folks, we’re finally getting back on the interview wagon, and I’m pleased this week to bring you Nate Drolet. Nate, at 31 years young, is a coach, trainer, and podcast co-host for Power Company Climbing, a well-rounded climber (he has climbed multiple 5.14a routes and V12 boulders), and a master of movement. Nate also takes an admirably pragmatic approach to learning and self-improvement.

In many cases, it might be as simple as mind over matter…