Emotional Fragility: Is This the New Normal?

Until the advent of the Scientific Revolution and the pronounced growth of technology and tools of human innovation, the vast majority of humans lived in squalid conditions of abject poverty. Picture your modern neighbor with three garages filled with late-model cars, his-and-her jet-skis, and a really impressive angle grinder. In 1437 this same middle-class citizen would be just another expendable, filth-ridden pawn serving some narcissistic warlord. He likely lived with his family in fetid conditions, in very poor health, with a narrow range of skills necessary to provide life or keep from being brutally executed in front of blood-thirsty neighbors hungry for a good-ole’-fashioned Saturday rip-about. Life was extremely difficult for the vast majority of humanity until very recently. Emotional fragility was not a useful trait.

Life, without question, sucked.

Today, developed societies have everything. We squabble over macronutrient ratios and the pros and cons of carbs while failing to appreciate that our ancestors would have dropped dead of a heart attack if they stepped into a Costco or the produce section at Whole Foods.  We have vacuum cleaners and lawn mowers that vacuum and mow without us even being present! The internet provides endless information and the ability to make (in theory) well-informed choices and decisions to better our lives.

Life is unquestionably better and easier in modern times. Yet for so many of us…life still sucks. We aren’t happy, and we’re getting less happy every year.

Why are we so unhappy when life is so much easier? Are we becoming an emotionally fragile society?

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Eliza Marsh: We Can Make This Happen

Good morning. My ankle is doing much better. Sorry to alarm some of you with last week’s post. The photo was bad, but I’m fairly certain it’s only a sprain. Much more importantly, this week I want to welcome Eliza Marsh.

In this week’s interview, we discuss how Eliza has balanced a career with extended travel, and some of her unexpected surprises of life on the road. We examine how she manages full-time remote work, and how she recently stumbled on a new and exciting path towards saving for financial independence, which she rightfully recognizes as a great privilege. Perhaps most importantly, we’ll see how Eliza has completely reframed her mindset around money, her future, and how she plans to use this great gift of financial freedom.

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The Frugal Professor: Let’s Get Deep in the Weeds

Frugal Professor Interview

Alrighty, folks. This week I’m pleased to bring you a low-down-and-dirty financial deep dive with climber, writer, father of five, and lover of personal finance: The Frugal Professor. In this interview, we hold our breath and plunge into complex issues surrounding actually spending all this money we save for periods of no traditional income, meanwhile navigating the treacherous, shark-infested waters of the US healthcare system.

I’ve always said that saving and generating wealth is shockingly simple once some key concepts are understood, implemented, and doggedly followed, through thick and thin. And I’m sticking to my story.

What is not so straight-forward, however, is threading a very fine needle on living off the money we’ve saved. In a period of no traditional income⏤call it “retirement” if you want⏤we shouldn’t be just selling shares and calling it a day. We have to optimize healthcare spending, minimize taxes, and avoid early withdrawal fees and penalties meant for a much more traditional retirement.

But with a little planning, it ain’t no thang.

Let’s roll up our sleeves with the Frugal Professor and get a little dirty, shall we?

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Lee Cujes: Super Psyched on the Long Game

Lee Cujes: Super Psyched on the Long Game

This week I’m thrilled to bring you an interview with a pinch of international spice and flavor. Please welcome to the site, the legendary Australian climber Lee Cujes.

In this interview we take a hard look at the long-term aspects of finding a balance on career, lifestyle, relationships, nails-hard climbing, and future prosperity. Lee graciously shares with us how he was able to carve a career niche while climbing at an elite level, how he and his wife Sam made the big move out of the city to a small climbing mecca in the Blue Mountains, and how Lee has used the same, boring and lazy-ass methods of passive investing to build an enduring path to financial freedom. And during some of his darkest days, Lee and Sam embarked on an incredible global climbing trip. Yeah, let’s discuss that too.

Shall we?

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Mike Personick: Dirtbag Entrepreneur

Mike Personick Interview

Two interviews in a row?! Why the hell not? This week I am exceptionally pleased to bring you this thought-provoking interview with Mike Personick. Mike is a 5.14 rock climber, husband, dad, and former business owner. And now, like me, Mike is living the financially independent rock climber life.

In this interview we delve into the early days of Mike’s climbing in tandem with a remote job. We learn how Mike managed to become a nails-hard climber while simultaneously honing a craft that led to a breakout business, and in time, a lucrative buyout. We hear Mike’s fascinating story of meeting his future wife and traveling in Europe for a year, eventually adding a third human to the equation. Perhaps most importantly, we discuss the simple investing methods that can build financial freedom for us all, as well as the psychological challenges that can topple any kingdom.

Read this one all the way to the end. Mike delivers.

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Becky Switzer: The Powerful Pragmatist

Becky Switzer Interview

Becky Switzer is a Bozeman, Montana-based climber and strong advocate for education, both in climbing and in the world at large. She draws great strength from surrounding herself with like-minded females. Yet, in the end, she’s a climber, not a female climber. Becky has taken a pragmatic stance to building the climbing life, recognizing when relationships aren’t working, dream jobs don’t pay, and when vans make for a less-than-ideal daily driver, among other things.

In this interview, we discuss using training and climbing as an emotional outlet, the transition to becoming a sponsored athlete (and the reasons for doing so), a real-life and hard look at the van life movement, and even the nature of privilege in climbing. Relevant to the times, we discuss the vast shift in population, demographics, and way of life in small mountain towns like Bozeman. And of course, once and for all, we lay to rest the controversy of secret crags 😉 .

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In Contrast: The Reality of Life on the Road

In Contrast: The Reality of Life on the Road

What follows is an essay outlining the stark contrast of life on the road. It’s frankly easy to get really frustrated out here. Social media, blogs, and YouTube channels often paint a masterpiece of life on the road as an effortless, pillowy dream state and hall pass from reality. We’d certainly spent enough nights outside prior to this trip to know the ridiculousness of these claims. However, I like to be an honest guy on this website.

My mother nailed it when she said that the struggle for meeting basic needs and the lack of external social interactions can be a very real challenge. That said, might this be the very best place to be in the summer of 2020?

Let’s see why…

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Neil Phillips: Money as a Means to an Incredible Journey

Neil Phillips PROMO

This week I am very pleased to bring you an exciting interview with a climber and young professional that you don’t know: Neil Phillips.

As a matter of fact, I’m 100% positive that you don’t know Neil Phillips, because that’s not his real name. And I get that too, because I also don’t use my name. Money and jobs and the internet are like oil and vinegar. They don’t mix. As a matter of fact, we’ll discuss a bit about the taboo of money, and why Neil and I think it’s so damn hard to discuss personal finance.

Neil is a young professional, rock climber, and has many interesting stories and suggestions for anyone trying to get the upper hand with their money.

In this interview we discuss Neil’s desire for financial strength, his story of eliminating debt, pursuing financial independence, and preparing for a year-long road trip. And of course, we even have some good-ole-fashioned climbing talk.

Let’s go!

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