I’ve been slack on writing, which is generally a reliable indicator of an overly stressed life. That busyness came to a screeching halt early last week. Five minutes before my partner—let’s call him Bob—arrived to pick me up for the new-school classic Spirit of Squamish (5.8, 8 pitches), everything changed. At the strike of 6am, just as the sun began to crest over the lush coastal mountains, I bent over to pick up a 1-pound water bottle and felt a lightning bolt of pain in my lower spine. I knew in that moment that I was hosed, but it felt too late to bail. Plus, I often find relief from (mild) back pain when climbing…or so I thought.
Continue reading “Back (Pain) in the Saddle Again”QA7: Financial Freedom Fast-Tracks and Climbing Plateau Busters
We’re back to the digital mailbag to answer your questions!
For this week:
- Does the 401(k) max include employer contributions?
- Should I invest in my 401(k) or pay down my mortgage early?
- What about Fidelity’s zero expense ratio fund, VZROX?
- Investing tips for a Health Savings Account
- Do you write off business expenses for Clipping Chains?
- How and when do you pay yourself from investments?
- Winter climbing in St. George, Utah
- Big life expenses and expectations when pursuing financial independence: children, weddings, etc.
- Mandatory pension contributions vs DIY investing
- Front-loading savings without going for full financial independence (Coast FI)
- Climbing plateau busters
Matt Samet: The Uncertain Future of Climbing Media
Today on episode 36 I’m pleased to welcome climber, author, editor, father, and prolific first ascensionist Matt Samet. Recently, Matt was unexpectedly laid off from his position as editor of Climbing Magazine, a position he has held on and off for nearly two decades.
The state of media, particularly print media, is something that has held my attention in recent years. Although I’ve considered reaching out to Matt for some time to discuss his career in writing and climbing journalism, this finally felt like the right moment.
Join us as we take a deeper dive on media, journalism, balancing climbing and other life obligations, as well as some good-ole-fashioned musings on the modern climbing life.
Continue reading “Matt Samet: The Uncertain Future of Climbing Media”Mettle, By Steve Bechtel: A Book Review
I’ve recently finished reading the latest book from Steve Bechtel, Mettle: Lessons from the Gym and Crag in the Pursuit of Better Climbing. Drawing on over 20 years of blog and newsletter content from specific training protocols to invaluable life lessons, Bechtel’s latest book is an introspective examination of key foundational principles to athletic and personal improvement. Mettle walks a fine line between memoir and training guide, providing actionable content while reminding the reader why this action is essential for our physical and emotional longevity as athletes and humans.
Continue reading “Mettle, By Steve Bechtel: A Book Review”Steven Dimmitt: The Simple Ways to Become Remarkable
Steven Dimmitt is the host of the popular Nugget Climbing Podcast, a show about performance climbing and the life-long journey of self-improvement. At the surface, it seems that Steven left his engineering job and moved into a van to pursue what might seem like a whimsical and youthful passion. Digging deeper, however, we see that the journey to critical and financial success is one of dedicated craftsmanship.
How can we all leverage the power and contentment of craftsmanship to build a satisfying and meaningful life?
I really enjoyed this one, and I hope you will too.
Continue reading “Steven Dimmitt: The Simple Ways to Become Remarkable”EP 25: Erich Purpur: What is the “Good Life?”
Today on episode 25 let’s give a hot stew welcome to climber and all-around curious guy, Erich Purpur. Erich works in the university system in Virginia, finding time in the margins to climb up to V10 and 5.13c. Recently, Erich is beginning to envision a potential life of financial independence.
But achieving financial independence may only be the beginning of the next journey.
Continue reading “EP 25: Erich Purpur: What is the “Good Life?””War and Financial Markets: What You Need to Know
I couldn’t go on with another week with talk of climbing or investing without acknowledging the massive elephant in the room: the Russian invasion of Ukraine and the threat of evolving war.
Financial markets are not high on my mind. Without a doubt, I sit on a throne of privilege to be able to even consider this article. But all that being said, I have been asked my thoughts on this matter, so here we go.
Today we take a historical look at past market environments during times of war. Importantly, we have to examine if this time could be different.
Continue reading “War and Financial Markets: What You Need to Know”EP 22: Your Questions Answered: Volume 4
This week we are returning to the digital mailbag to answer your questions!
In this Q&A episode, we take the plunge on inflation fears, cryptocurrency, real estate investing, the debate between loans and all-cash offers, mid-week climbing partners, the Roth 401(k), autoimmune conditions, and some more intimate details about where and how we hold our money in various accounts. Finally, I reveal some notable changes to Mrs. CC’s schedule, among a variety of other topics.
Continue reading “EP 22: Your Questions Answered: Volume 4”EP 21: Blake Cason: Going Out on My Own
Today on episode 21 I want to give a very warm welcome to climber and certified professional life coach, Blake Cason. Blake is the founder of Pivot Wellness and the co-founder of Climbwell, two organizations that allow Blake to integrate her extensive background in mental and behavioral health to make our lives better.
Blake moved to St. George, Utah at almost the same exact time that my wife and I were moving into our new home there. What fascinated me about Blake’s story is that, prior to her new home purchase, she worked as a solo entrepreneur on the road in her camper for years.
The first half of this interview is spent studying the history and logistics of this career path and work setup. For the second half of this interview, we dive into Blake’s bread and butter of examining our motivations, with actionable steps on how to improve and find balance in both our careers and passionate pursuits.
Continue reading “EP 21: Blake Cason: Going Out on My Own”Seven Lessons From Two Years of Financial Freedom
It’s been almost exactly two years since I last worked for anyone else. Two years since I made a paycheck. Two years since I commuted. Two years since I waited too long, ran like a fool with a backpack smacking me in the ass, missing my bus home anyway. Two years since I rushed to the gym, exhausted after a full day of work, and grinded out a training session anyway. It’s been two years since I hurriedly traded slacks and dress shoes for chalk-covered pants and approach shoes in a cold parking garage. Two years since I told any inappropriate jokes to coworkers before a meeting began. Two years since I lived in an old house in Denver with “character” and loud, hateful neighbors. Two years since we bought a tiny A-frame camper, eventually living on the road. It’s been two years since so much changed, and today I’m here to tell you about what this sense of freedom is really all about.
Continue reading “Seven Lessons From Two Years of Financial Freedom”