A Unique Form of Real Estate Investment in a Tough Housing Economy (with Michael Farnsworth)

If you follow economic news at all, you’ve taken note of the changing conditions of the American housing economy in the last few years. First, high demand, low supply, and cheap debt fueled an extraordinary (and unhealthy) price surge. In response, the Federal Reserve ratcheted up interest rates to cool an overheated economy in the wake of pandemic-related disruptions

In years prior, economic conditions supported a vast proliferation of real estate investment. Individual investors to multinational corporations scooped up properties across the country for cheap. The returns were fantastic. But in my mind, those days were decidedly over.

When my guest today, Michael Farnsworth, discussed his novel concept of real estate investment, I was all ears. Do many of the real estate investment rules-of-thumb still function in a world of 7%+ mortgage rates and all-time high prices? Is now really the time to start a real estate investment portfolio? Is this even the time to buy a personal residence? And when it comes to short-term rentals, what are the ethical considerations for local economies and community fabric? We cover all this and more in today’s episode.

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Peter Beal: Can You Afford to Be Sponsored?

Today on episode 39 I’m pleased to welcome long-time climber and Front Range local Peter Beal. Peter, at age 58, has been climbing for over 45 years, with notable achievements including multiple 5.14 first ascents and bagging V12 in his late forties!  But Peter is also known for his critical takes on the culture of outdoor life. Today we discuss some of the realities of meaningful work, family life, and the potential opportunity costs of a life of adventure.

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Mettle, By Steve Bechtel: A Book Review

I’ve recently finished reading the latest book from Steve Bechtel, Mettle: Lessons from the Gym and Crag in the Pursuit of Better Climbing. Drawing on over 20 years of blog and newsletter content from specific training protocols to invaluable life lessons, Bechtel’s latest book is an introspective examination of key foundational principles to athletic and personal improvement. Mettle walks a fine line between memoir and training guide, providing actionable content while reminding the reader why this action is essential for our physical and emotional longevity as athletes and humans.   

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EP 20: Steve Bechtel: The Glass Is Already Broken

Today on episode 20 I am so very pleased to welcome back to Clipping Chains climber, coach, trainer, and all-around great guy, Steve Bechtel. Steve joins us from Lander, Wyoming where he is the owner of Elemental Performance + Fitness and Climb Strong. Steve is a highly regarded pillar of the climbing coaching and training world, seemingly due to his no-nonsense persona, a dedication to simplicity, and a focus on key principles that generate results for his athletes.

That said, regardless of your dedication to training or even climbing in general, Steve has so much insight and clarity into living our best lives. Perhaps most poignant of all, Steve values the impermanence of today. If we can understand that the glass is already broken, a topic we’ll discuss, we know that every moment with it is precious.

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EP 12: Paige Claassen: “This Was a Big One for Me”

Paige Claassen podcast

I’m happy to announce that today’s guest is pro climber and all-around genuine person, Paige Claassen. Paige is one of the top sport climbers in America and the world, having sent multiple 5.14+ routes, including her latest send of Dreamcatcher, a 5.14d in Squamish, British Columbia.

Pro climbers are paid in large part to climb, at least for a portion of their life. But Paige does so much more than climb. She’s worked insane hours at a packhouse in Namibia harvesting grapes, she founded and promoted nonprofit projects across the globe, and she’s heavily involved in making a more equitable world.

That said, despite all these achievements, Paige admittedly struggles at times with issues we all face: self-disappointment, a hesitation to celebrate victories, and a feeling that the anticipation of the thing is greater than the thing. Paige is learning to recognize wins and take compliments, with simple refrains, like, “this is a big one for me.” Her thoughts here gave me a lot of room for self-reflection.

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Bethany Macke: The Powerful Art of the Pivot

Bethany Macke Interview

Okay friends, let’s do an interview, shall we? This week I bring you Bethany Macke, a climber and trainer with a unique approach to correcting muscle imbalances and mechanics, an often-overlooked foundation to building movement skills. Bethany, along with her husband Adam, bring more than just a different approach to training. She also has an interesting story of change, adversity, and building meaningful work, even during the pandemic. And sometimes change comes in high doses. In the age of Covid, there’s much we can learn from Bethany’s resiliency, and mastery of the career and personal pivot. And of course, we even discuss a bit about the freedom of financial strength.

One quick note: Bethany has a lot of great little nuggets in this interview, so it’s a long one. Please let me know in the comments or via email if you’d prefer to see interviews this long broken into two or more parts. Or maybe you prefer it all in one place. Let me know!

Let’s go!

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Podcast Interview: The Nugget Climbing Podcast

Nugget Climbing Podcast

Hello! I’m pleased to announce the release of an interview I did with Steven Dimmitt of The Nugget Climbing Podcast.

What is the point of a website about climbing and personal finance? Is a life in pursuit of financial independence all deprivation and drudgery? Well, tune in for a lot of words with a slight southern accent. Oh and don’t worry, we talk about climbing too.

This was a lot of fun.

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When Being a One-Car Household Really Sucks

Right as all this coronavirus nonsense was ramping up, I was writing a really long post about what we were going to do with this new-found financial freedom. I was going to tell you about how (and why) we bought a new 2020 Toyota Tacoma in January. And then I was going to regale you with stories of our sweet little A-Frame camper, and solar, and batteries, and stuff. Oh, and then I was going to explain to you our plans for a super-rad road-trip across the country and all the adventure. Then came the coronavirus. Then I was rudely smacked by an absent-minded 27-year-old girl going 60 mph on the interstate while I was stopped. We suddenly went from one car to no car.

I think we all can agree how quickly life changes.

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