financial independence Archives - Page 3 of 10

January 30, 2023January 31, 2023

Lee Cujes: No Free Lunch on the Life We Really Want

Today on episode 53 I’m pleased to welcome back Lee Cujes, this time as a podcast guest. Some of you may recall the written interview with Lee back in late 2020. Lee is an elite Australian climber and route developer, with multiple 5.13+ and 5.14 first ascents to his name. But most importantly as it relates to this platform, Lee has managed to climb and develop routes continuously while carving a unique career niche and embracing a long-term investing strategy, an approach that provides the ultimate work and life balance.

January 2, 2023January 1, 2023

Joy and Tyler Black on Career, Money Mindsets, and Parenting

Today’s guests on episode 51 are Joy and Tyler Black. Many of you may be familiar with Joy, who has rapidly built a successful online business as a coach for pregnant and postpartum rock climbers. If you follow Joy on Instagram, you know her as a fun-loving and engaging mother of three, with a reputation for solid technical and personal coaching. Tyler on the other hand, is not a climber at all. He’s a biologist with a contrasting, yet highly complementary personality. In that way, they make for fantastic interview subjects on the discussion of relationships, money, career, and parenting.

December 19, 2022December 18, 2022

QA9: What Is the Point of Financial Optimization?

We’re back to the digital mailbag to answer your questions!

For this week:

Hot Seat Questions: My favorite blogs, podcasts, articles, and books. Musings on my biggest financial mistakes and the advice I’d give my younger self.
How do my wife and I keep meaning and purpose in our lives without traditional careers?
To sell or not to sell a home that was purchased in 2021
How to sell investments and minimize taxes
The proper hierarchy of investment accounts
Roth vs Traditional 401(k): Which is better?
I-Bonds: Should we be buying more?
Saving strategies for a home down payment
Receiving inheritance in a foreign currency
Critical nuance on withdrawal strategies in a high inflation/poor market return environment
So much more!

September 19, 2022September 18, 2022

Earning to Buy Time with Meghan and Jeff (A Way to FI)

Today’s guests on episode 44 are Meghan and Jeff, two Colorado climbers who are at very different positions on the spectrum of financial independence. Jeff achieved financial independence along with his wife, Rose, over four years ago. Meghan, along with her husband, were inspired to get serious about their personal finances after meeting and learning from Jeff and Rose. Jeff and Meghan now write about their experiences and learnings at awaytofi.com.

Today we discuss their different origin stories, long-term goals, and shed some light on the fraught balance between work, money, family, and the seemingly elusive control of our time.

August 22, 2022August 21, 2022

The Inflation Reduction Act: Exciting News for American Health Insurance

With the passage of the Inflation Reduction Act, the obvious talk of the nation has been the sweeping and historic changes to US energy and the environment. And rightfully so. But today let’s discuss the good news for Americans exploring healthcare insurance coverage options outside of workplace-sponsored plans.

June 27, 2022June 26, 2022

A Quick Note for Those Struggling with Spending

We often use spending in an attempt to gain admiration and respect from our peers. Here’s why it doesn’t work and what we can do instead.

June 21, 2022June 20, 2022

Your Questions Answered: Volume 6

Hello! We’re back in the digital mailbag to answer your questions.

In this Q&A episode we take a hard look at inflation, the reality of a bear market, tactics for balancing a career and climbing, saving for a home down payment, my dream interviews, the pros and cons of maxing out retirement plans, cryptocurrency, financial advisors, and traveling the world for cheap. And of course, so much more.

April 11, 2022April 10, 2022

EP 29: Back in the Weeds with the Frugal Professor

Today on episode 29 I want to welcome back to Clipping Chains writer, climber, father of five, and fellow personal finance geek, The Frugal Professor.

We cover it all on this one, from how the Frugal Professor was able to save nearly $2 million dollars with a family of seven, to how my wife and I are continuing to navigate a post-Financial Independence life.

March 21, 2022March 20, 2022

EP 26: How to Spend Retirement Money Early

This week on episode 26, we revisit the Roth conversion ladder, a method used to spend retirement money early without penalty and with little to no tax burden.

March 14, 2022March 13, 2022

EP 25: Erich Purpur: What is the “Good Life?”

Today on episode 25 let’s give a hot stew welcome to climber and all-around curious guy, Erich Purpur. Erich works in the university system in Virginia, finding time in the margins to climb up to V10 and 5.13c. Recently, Erich is beginning to envision a potential life of financial independence.

But achieving financial independence may only be the beginning of the next journey.