Wow, another year almost in the books! As we wind down 2021, now is the time to make sure we are on track with our financial goals. Remember how we started with Your 2021 Guide to Actually Saving Real Money? Let’s examine a few crucial steps with this year-end financial and tax checklist.
Continue reading “2021 Exciting Year-End Financial and Tax Checklist”Shades of Grey: How to Enjoy Life and Have Money
So many of us in the outdoor world choose a life and career path guided by a seemingly unavoidable fork in the road. Do we choose a safe path, paved with a steady paycheck and a retirement plan? Or do we cobble together whatever it takes to make it work, focusing on experience and patching the inevitable cracks as we go? Today we examine the completely accessible and exciting grey area between these two black and white choices. We can have money and still enjoy life.
Continue reading “Shades of Grey: How to Enjoy Life and Have Money”EP 10: Mark Anderson: The Seasons of Life
I’m very pleased to welcome back to Clipping Chains Mark Anderson, an elite-level climber, father, husband, training enthusiast, and now-former full-time engineer and manager. Mark and his family have recently achieved financial independence, allowing Mark to step away from his career and focus first on family, and perhaps surprisingly, climbing as a distant second priority.
Continue reading “EP 10: Mark Anderson: The Seasons of Life”EP 9: Your Questions Answered: Volume 3
This week I decided to dig through the digital mail bag for some questions.
In this podcast episode, we take a dive on how to spend retirement money early, how to live off investment income, recommended index funds, life on the road, climbing with a significant other who doesn’t partake, taxes, spot-on recession predictions, and so much more!
Continue reading “EP 9: Your Questions Answered: Volume 3”EP 5: Diana Crabtree Green: Pay Yourself First
Today I bring you a discussion with Diana Crabtree Green, a rock climber and now part-time Certified Public Accountant (CPA) with more than twenty years of experience in personal finance and tax.
Diana is another one of these climbers that I didn’t think existed in large numbers when I started this project three years ago: Diana and her husband could technically be retired in her 40s. But they both continue to work, at least part time. We’ll discuss why they’ve chosen this balanced approach.
Learn how outdoor enthusiasts are primed to get the ball rolling.
Continue reading “EP 5: Diana Crabtree Green: Pay Yourself First”How to Have Negative Health Insurance Costs
One of the chief concerns for those considering leaving a job is the prospect of health insurance costs. I’ve met many climbers who choose to not insure, and many other concerned corporate employees who are convinced that insurance in the private marketplace will cost tens of thousands of dollars per year. As of this month, I’m pleased to announce that we are officially getting paid to have health insurance.
No joke! Let’s examine the wild and crazy ride of our health insurance budgeting. Strap in.
Continue reading “How to Have Negative Health Insurance Costs”EP 3: Chris Mamula: One Bite at a Time
Today I’m excited to bring you an interview with writer and outdoor enthusiast Chris Mamula. Chris is a well-known figure in the personal finance community, particularly the Financial Independence community.
Chris worked as a physical therapist before achieving financial independence and leaving his career in 2017 at age 41. Shortly thereafter, Chris—along with his wife and daughter—moved across the country from Pennsylvania to Ogden, UT, where they now reside.
While Chris and his family yearned for an adventurous life out west, he’s been candid about the challenges of changing too much too soon. We discuss those challenges and how he’s worked through them. We also discuss financial and lifestyle choices that are unique to the outdoor community. Finally, we address the importance of options and flexibility for an unknown future.
Plus much more!
Continue reading “EP 3: Chris Mamula: One Bite at a Time”EP 2: Value Spending: A Damn Good Start
In this podcast episode, it’s just little ole’ me. Today we begin where financial strength nearly always begins: with value spending. Here we discover why value spending habits, not unsustainable frugality, really impact the bottom line.
In this episode we cover:
- The Pareto Principle and how to apply to personal finances
- Identifying our spending “weaknesses”
- “The Big Three” spending categories and cost saving solutions
- Help with one-off expenses and compulsive spending
EP 1 🎙: Mike Tritt: Rocking in the Free World
Today I’m very happy to bring you a live, in-the-flesh interview with Mike Tritt, a Denver-based climber who achieved financial independence and retired from his mechanical engineering job at age 35.
Mike now climbs full-time and supports his fiancée Suzanna in her career, which she has chosen to continue pursuing. In this interview we discuss how Mike juggled climbing with a career and then walked away from mandatory work in his 30s. We address how Mike is striking a balance between a home-based relationship and the desire for long trips on the road. Finally, we take on the subject of purpose in life without traditional work. Plus, so much more!
Continue reading “EP 1 🎙: Mike Tritt: Rocking in the Free World”Announcing the Clipping Chains Podcast
I’ve finally caved. I’m happy to announce that I’ve been busy building a podcast as an extension of this website.
Welcome to the new and (hopefully) improved Clipping Chains platform. Will you join me?
Continue reading “Announcing the Clipping Chains Podcast”