Your Questions Answered: Volume 6

Hello! We’re back in the digital mailbag to answer your questions.

In this Q&A episode we take a hard look at inflation, the reality of a bear market, tactics for balancing a career and climbing, saving for a home down payment, my dream interviews, the pros and cons of maxing out retirement plans, cryptocurrency, financial advisors, and traveling the world for cheap. And of course, so much more.

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Your Questions Answered: Volume One

This week I decided to dig through my emails and finish answering some questions.

In this post we take another look at investing now vs later, the dynamics of financial independence without retiring early, housing and home ownership, more on day trading and investing apps, what the hell I do with my time, and much more.

Here is what is keeping you guys up at night, or at least spurring mild curiosity.

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The Astonishing Cost of Unused Vacation

Hey you guys, it’s 2020, a new year! One of my favorite (past) pastimes is to begin each year with a plan for using all of my vacation. Studies, however, reveal that Americans are rarely capitalizing on the full gift of paid time to not work, and it’s costing us all big-time. The rippling effects go far beyond our own well-being and can affect society at large.

How much are we truly leaving on the table?

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Mallorca: January Adventures and the Cost to Do It

We’ve just wrapped up a two-week stay in Europe, most of which was spent on Mallorca, in the Balearic Islands of Spain. As previously discussed, we jumped on what was essentially a free flight to Frankfurt, Germany, spending a night on either end of the trip there. We also leaned on our five key tips for saving money while traveling abroad. Shall we take a look at some pretty pictures and tally the final bill?

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Traveling Abroad: You’re Paying Too Much

Traveling abroad is an adventure that everyone should experience at some point in their lives. And I’m not talking about an all-inclusive stay in Cabo, where you’re shuttled from the airport and kept within the confines of a protected resort. I mean going to a place and living amongst the locals for at least a couple of weeks, stumbling through a foreign language, and learning first-hand what it feels like to be a minority.

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How to Fly to Europe for Free

Well…almost free anyway. But more on that in a moment.

Hot off the heels of our trip to Germany in June, I had no plans for any big international trips in 2019, in line with our general “Big Trip Every Other Year” family policy.

All that changed over the course of the last few days, when Mrs. CC caught wind of an incredible deal from Delta offering low-point fare to select European and UK cities, including Zurich, Frankfurt, and London.

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