EP 26: How to Spend Retirement Money Early

This week on episode 26, we revisit the Roth conversion ladder, a method used to spend retirement money early without penalty and with little to no tax burden.

Topics on How to Spend Retirement Money Early

• What is a Roth conversion ladder?
• How can we save for retirement and withdraw those funds early without penalty and with little or no tax burden?
• Establishing how much our lives cost and our current and future tax burden
• The ethics and morals of lowering our tax burden
• Roth vs traditional 401(k) contributions during our working years
• Step-by-step process on how and when to execute a Roth conversion ladder.
• How much money should be converted each year?
• Our 2021 Roth conversion plan
• Options for spending money during the “seasoning” process of a Roth conversion

Related Posts on How to Spend Retirement Money Early

Original Post: The Bold and Beautiful Roth Conversion Ladder

EP 16: The Boring Guide to Successful Investing (Part 1)

EP 19: The Boring Guide to Successful Investing (Part 2)

Tracking Your Spending: The Ultimate Task

EP 22: Your Questions Answered: Volume 4 (Roth vs Traditional 401(k)

How to Have Negative Health Insurance Costs

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