EP 22: Your Questions Answered: Volume 4

This week we are returning to the digital mailbag to answer your questions!

In this Q&A episode, we take the plunge on inflation fears, cryptocurrency, real estate investing, the debate between loans and all-cash offers, mid-week climbing partners, the Roth 401(k), autoimmune conditions, and some more intimate details about where and how we hold our money in various accounts. Finally, I reveal some notable changes to Mrs. CC’s schedule, among a variety of other topics.

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Seven Lessons From Two Years of Financial Freedom

Two years of financial freedom

It’s been almost exactly two years since I last worked for anyone else. Two years since I made a paycheck. Two years since I commuted. Two years since I waited too long, ran like a fool with a backpack smacking me in the ass, missing my bus home anyway. Two years since I rushed to the gym, exhausted after a full day of work, and grinded out a training session anyway. It’s been two years since I hurriedly traded slacks and dress shoes for chalk-covered pants and approach shoes in a cold parking garage. Two years since I told any inappropriate jokes to coworkers before a meeting began. Two years since I lived in an old house in Denver with “character” and loud, hateful neighbors. Two years since we bought a tiny A-frame camper, eventually living on the road. It’s been two years since so much changed, and today I’m here to tell you about what this sense of freedom is really all about.

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EP 16: (Part 1) The Boring Guide to Successful Investing

This week on episode 16 I want to revisit a two-part series on the nuts and bolts of our very simple investing strategy. I wrote these posts early in the history of this website, back in late 2018. We felt an investing strategy needed to be simple and lasting, so you might be surprised to learn how boring it all seems. But in this case, boring is good.

And like a simple investing strategy should be, it really hasn’t changed much. However, once we achieved financial independence and left our traditional jobs, we have made some minor changes to our plan. And I’ll share those changes with you today.

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EP 15: Craig Faulhaber: Near-Death Experiences and Early Retirement

My guest this week is climber, math professor, and real-deal van lifer, Craig Faulhaber. On September 19, 2021 Craig was involved in a very serious climbing accident. This is the sort of accident that can end a life at worst, and dramatically alter its course at best. But, as you will hear in this conversation, Craig has an amazing sense of optimism in the face of very difficult life events.

To add to my shock at his accident, I was surprised to learn that Craig was on the cusp of retiring early just before his accident. Please enjoy this special conversation where we discuss the delicate nature of life, unconventional living, home ownership, relationships and marriage, and even the ethics of investing. Plus so much more!

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Wealth Inequality: Can We Solve This?

Believe it or not, most Americans are in better financial shape as a result of the pandemic. America has a cash glut. Is this the moment to shift the tides of wealth inequality?

Both the Trump and Biden administrations have pumped trillions of dollars into the economy via stimulus packages. Home values are exploding, a windfall for existing homeowners. The stock market has been absolutely crushing it, inflating the net worth of investors and widening the wealth inequality gap between investors and non-investors. Plus, with pandemic restrictions, we’ve simply been spending less.

Those that are home owners, stock market investors, and beneficiaries of the 2020 and 2021 stimulus checks have seen their income and net worth rise dramatically since 2019.

Who’da thunk it? And where do we go from here?

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Shades of Grey: How to Enjoy Life and Have Money

So many of us in the outdoor world choose a life and career path guided by a seemingly unavoidable fork in the road. Do we choose a safe path, paved with a steady paycheck and a retirement plan? Or do we cobble together whatever it takes to make it work, focusing on experience and patching the inevitable cracks as we go? Today we examine the completely accessible and exciting grey area between these two black and white choices. We can have money and still enjoy life.

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EP 10: Mark Anderson: The Seasons of Life

I’m very pleased to welcome back to Clipping Chains Mark Anderson, an elite-level climber, father, husband, training enthusiast, and now-former full-time engineer and manager. Mark and his family have recently achieved financial independence, allowing Mark to step away from his career and focus first on family, and perhaps surprisingly, climbing as a distant second priority.

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